Invest in Best Mutual Funds
Unlock financial growth and diversify risk with the strategic power of mutual funds for a secure and prosperous investment journey.
- 5000+ mutual funds
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- 1000 Cr+ AUM
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| Fund Name | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Fund Size (in crores) |
|---|---|---|---|---|---|
| Axis Bluechip Fund | 25% | 18% | 15% | 0.50% | ₹30,000 |
| Mirae Asset Large Cap Fund | 23% | 17% | 14% | 0.57% | ₹28,000 |
| SBI Small Cap Fund | 35% | 20% | 18% | 0.76% | ₹10,000 |
| HDFC Mid-Cap Opportunities Fund | 30% | 19% | 16% | 1.25% | ₹25,000 |
| Kotak Emerging Equity Fund | 28% | 18% | 15% | 0.78% | ₹12,000 |
| Fund Name | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Fund Size (in crores) |
|---|---|---|---|---|---|
| SBI Magnum Medium Duration Fund | 8% | 7.5% | 7.2% | 0.75% | ₹5,000 |
| ICICI Prudential All Seasons Bond Fund | 9% | 8% | 7.8% | 0.85% | ₹4,500 |
| HDFC Short Term Debt Fund | 7.5% | 7% | 6.8% | 0.65% | ₹6,000 |
| Axis Banking & PSU Debt Fund | 8.2% | 7.6% | 7.4% | 0.60% | ₹3,500 |
| Aditya Birla Sun Life Corporate Bond Fund | 8.5% | 7.8% | 7.5% | 0.70% | ₹4,000 |
| Fund Name | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Fund Size (in crores) |
|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund | 14% | 12% | 11% | 1.10% | ₹40,000 |
| ICICI Prudential Equity & Debt Fund | 16% | 14% | 13% | 1.25% | ₹35,000 |
| SBI Equity Hybrid Fund | 15% | 13% | 12% | 0.95% | ₹30,000 |
| Axis Equity Hybrid Fund | 13% | 11% | 10% | 0.85% | ₹5,000 |
| Mirae Asset Hybrid Equity Fund | 17% | 15% | 14% | 0.75% | ₹10,000 |
What are Mutual Funds?
Mutual funds are one of the most preferred investment options these days. A mutual fund collects and invests funds from thousands of individuals who have a common investment objective. They are managed by Asset Management Companies that provide various mutual fund schemes to the public. Each mutual fund can invest money in stocks, bonds, Government securities and various other listed and unlisted assets.
Mutual funds are a fantastic investment option for individuals as they can invest in different kinds of asset options without the effort to do the research. The returns generated from mutual funds are distributed proportionately to all the investors. Most AMCs have schemes designed to provide optimum returns to their investors.
Mutual Fund Investment Modes
Mutual fund investments can typically be made through several modes, depending on the convenience and accessibility desired by investors:
Direct Mode: Investors can directly purchase mutual fund units from the asset management company (AMC) or through their website. This mode typically involves lower expense ratios since there are no distributor commissions involved.
Regular Mode: In this mode, investors buy mutual fund units through intermediaries such as distributors, brokers, or financial advisors. The distributor earns a commission for their services, which is embedded in the expense ratio of the fund.
Online Platforms: Many online platforms and apps provide a convenient way to invest in mutual funds. These platforms often offer both direct and regular plans, allowing investors to compare different funds, track their investments, and manage their portfolios digitally.
Offline Channels: Investors can also invest in mutual funds through physical branches of asset management companies, distributors, or agents.
Systematic Investment Plan (SIP): This is a mode of investing in mutual funds where investors can regularly invest a fixed amount at predefined intervals (monthly, quarterly, etc.). SIPs are available in both direct and regular plans.
Systematic Transfer Plan (STP): Investors can transfer a fixed amount from one mutual fund scheme (usually debt funds or liquid funds) to another (usually equity funds) at regular intervals.
Systematic Withdrawal Plan (SWP): Investors can withdraw a fixed amount from their mutual fund investments at regular intervals. SWPs are useful for generating regular income from investments.
Dividend Reinvestment Plan (DRIP): Under this plan, instead of receiving dividends in cash, they are reinvested in additional units of the mutual fund scheme.
Each mode offers different features and benefits, catering to the preferences and investment strategies of investors.
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Advantages of Mutual Funds
Cost-Effective & Affordability
Economies of scale lead to lower transaction costs, making mutual funds a cost-effective option for Investors
Professional Management & Expertise
Experienced Fund Managers make informed decisions optimizing returns & managing Market associated risks
Liquidity & Accessibility
Easy to buy and sell at Net Asset Value (NAV). It can be liquidated easily compared to other investments in the market
Diversification
Mutual funds spread your investments across various assets, minimizing risk and enhancing portfolio stability
Transparency
Regular reporting and disclosure offer transparency, providing investors with clear insights into their mutual fund holdings
Power of Compounding
Dividends & capital gains can be automatically reinvested, fostering the compounding effect for long term big returns
- Tata Mutual Fund
- Canara Robeco Mutual Fund
- PPFAS Mutual Fund
- Nippon India Mutual Fund
- HSBC Mutual Fund
- SBI Mutual Fund
- Edelweiss Mutual Fund
- PGIM India Mutual Fund
- LIC Mutual Fund
- Bandhan Mutual Fund
- Quantum Mutual Fund
- HDFC Mutual Fund
- Axis Mutual Fund
- ITI Mutual Fund
- Kotak Mutual Fund
- ICICI Prudential MF
- Aditya Birla Sunlife MF
- DSP Mutual Funds
- Mirae Asset Mutual Fund
- Motilal Oswal Mutual Fund
- Sundaram Mutual Fund
- Invesco Mutual Fund
- Taurus Mutual Fund
- Whiteoak Capital MF
- Quant Mutual Fund
- JM Financial MF
- UTI Mutual Fund
- Baroda BNP Paribas MF
- Franklin Templeton MF
- Union Mutual Fund
How to Select the Best Mutual Fund?
Before investing in Mutual Funds, you must have a clear and compelling idea of your financial goals for the future. There are a few other factors that you should keep in mind before choosing a plan.
You should always invest in any sector with an eye towards the future. Whether you are looking for a short-term profit or long-term benefit like a retirement corpus, you must be clear about your financial goals. Investing without a plan can lead to massive financial mismanagement. If you are a risk-averse individual, it's better to go for less risky funds but provide decent liquidity.
Once you select the best mutual fund category, you should opt for the top-performing mutual fund in that category. Analyzing the returns over some time is the best way to know if that mutual fund would be beneficial to you or not. If the fund has shown better returns over five years, it could be the right choice.
Choosing the best mutual fund also depends on your risk appetite. If you have a high-risk appetite, you can choose equity funds that may provide you with higher returns. On the other hand, if you are a conservative investor who is wary of taking risks, it's better to opt for a debt fund or a large-cap equity fund.
The higher the value of total assets in a fund, the chances for the returns are better. A large AUM (Assets under Management) also indicates investors' trust in that fund and its performance.
What are the types of Mutual Funds?
Equity Mutual Fund
As the name suggests, Equity Mutual Funds invests mainly in equity shares of listed companies. At least 65 per cent of its funds must be invested in equity shares
Types of Equity Mutual funds
Large Cap Funds
Mid-Cap Funds
Small-Cap Funds
Multi-cap Funds
Motilal Oswal Midcap Fund (Direct Growth)
5Y Returns
35.27% p.a
SBI Contra Fund (Regular Plan)
5Y Returns
25.74% p.a
Nippon India Growth Fund (Direct Plan)
5Y Returns
25.63% p.a
Edelweiss Mid Cap Fund (Direct Plan)
5Y Returns
25.22% p.a
Debt Funds
Debt Funds are funds that invest in corporate debt like debentures and fixed income instruments such as government bonds.
Types of Debt Mutual funds
Money Market Funds
Corporate Bond Funds
Overnight Funds
Liquid Funds
Bandhan Government Securities Fund
1Y Returns
8.56% p.a
ICICI Prudential Constant Maturity Gilt Fund
1Y Returns
8.49% p.a
ICICI Prudential Short Term Fund
1Y Returns
8.10% p.a
HDFC Nifty G-Sec July 2031 Index Fund
1Y Returns
8.06% p.a
Hybrid Funds
As the name suggests, this is a hybrid of equity and debt mutual funds and is a great way to diversify your investment portfolio
Types of Hybrid Mutual funds
Aggressive Hybrid
Multi-asset allocation
Dynamic Asset-allocation
Arbitrage Funds
Bank of India Mid & Small Cap Equity & Debt Fund
1Y Returns
25.74% p.a
ICICI Prudential Equity & Debt Fund
1Y Returns
25.69% p.a
HDFC Balanced Advantage Fund
1Y Returns
25.00% p.a
ICICI Prudential Multi Asset Fund
1Y Returns
24.25% p.a
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