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Last updated on: April 30, 2025
A SIP calculator is an online tool designed to compute the returns on your SIPs. The main purpose of the SIP is to estimate the future value of your investment after a certain years. The Kotak SIP calculator eases out an otherwise complicated process that involves tedious calculations.
SIP calculator helps you gauge a near perfect potential return on your investment to the investors. Hence it comes across as an indispensable tool for those who wish to invest
SIPs promote regular, disciplined investing, allowing wealth creation in long term. This systematic method of investing allow you to benefit from rupee cost averaging, where you buy more units when prices are low and fewer when prices are highs and also the power of compounding, where in your returns generate more returns.
Understanding the workings of a SIP calculator involves grasping key mutual fund concepts. The formula for calculating the returns on a Systematic Investment Plan (SIP) over a period is:
Fv = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where:
When you invest ₹8,000 monthly over 15 years at an expected return rate of 12% per annum:
| Input Parameters | Values |
|---|---|
| Monthly Investment (P) | ₹8,000 |
| Expected Annual Returns (i) | 12% |
| Investment Duration (n) | 15 years |
| Total Amount Invested | ₹14,40,000 |
| Estimated Returns | ₹23,67,451 |
| Future Value (Fv) | ₹38,07,451 |
1. What is a Kotak SIP Calculator?
The Kotak SIP Calculator is an online tool that estimates the future value of SIP investments made at Kotak Mutua Funds
2. How accurate is the Kotak SIP Calculator?
Every SIP calculator provides only an estimated return based on the prevailing market conditions. The actual returns may vary.
3. Can I use the Kotak SIP Calculator for other mutual funds?
All SIP calculators work with the same formula, so the Kotak SIP calculator can be used to calculate the value of investments made at other mutual fund companies
4. Is the Kotak SIP Calculator free to use?
Yes, it is available for free and users need not pay a rupee nor would they deduct any amount from your account
5. What inputs are required for the Kotak SIP Calculator?
You just need to input the monthly investment amount, investment horizon, and estimated rate of return to get the projected growth amount at the end of the investment tenure
Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.
Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.
The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.
This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.
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