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Last updated on: April 30, 2025
HDFC offers a range of Mutual Funds across various categories. Every one of us must have ambitions. Whether you are just getting started in your professional life or an accomplished, investing through proper channels helps you build a proper wealth portfolio. With SIP Plans, you can reach your long-term goals through small and systematic investments over a long-term period, which would fetch you big returns. The fund grows through the power of compounding.
The HDFC SIP (Systematic Investment Plan) Calculator is an online tool which helps the user calculates the returns of their SIP investments. By entering your basic details like the monthly investment amount, investment period, and the rate of expected return, users can potentially know how much their investment would grow in the future.
The calculator uses a simple formula to estimate your potential returns based on the inputs you provide. You need to input the amount you invest, the tenure of your investments, the expected rate of returns and potential value of your investments. It is important to note that the actual returns might vary as the SIP calculator just gives the projected value of your investments. The actual returns are reliant on the prevailing market conditions.
HDFC SIP calculator makes the determining the value of your investments simple in what may be a very complex calculation when done manually.
For instance, if you assume an expected rate of return of 12% and wish to invest for 10 years, here is the value of your investments based on your two monthly SIP amounts:
1. Is the HDFC SIP Calculator accurate?
The calculator provides estimated returns based on your input and prevailing market trends. The actual return might vary based on market conditions
2. Can I use the HDFC SIP Calculator for other investment options?
The calculator is specifically designed for SIP investments and cannot be used for other types of investments.
3. Do I need to create an HDFC account to use the calculator?
No, you do not need to create an HDFC account in order to use the HDFC SIP Calculator
4. What is the minimum amount for investing in SIPs?
You can start with an investment as low as Rs. 500 per month
5. Can I modify the SIP amount?
Typically, once you start an SIP, you cannot change the amount in the midway. However, you can avail the SIP step-up option at the time of subscription
Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.
Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.
The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.
This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.
Based on Google's Helpful Content System, this article emphasizes user value, transparency, and accuracy. It incorporates principles of E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness).
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