Compare & Buy Best Insurance Policy
Compare and Save Big on Best Insurance premiums for all types of insurance offered by different insurers
Bike Insurance
Car Insurance
Health Insurance
Term Insurance
Life Insurance
Types of Insurance Available
| Insurance Type | Description |
|---|---|
| Car Insurance | Car insurance is a legal contract between the insurance company and you, the car owner, that protects you if your vehicle is damaged or stolen. |
| Two Wheeler Insurance | Your bike is your most prized possession. Whether you show off in front of friends or rely upon it to travel to work or with family, it is a valuable part of your life. |
| Life Insurance | Life insurance is a legal sign up between the policyholder and the insurance company by which the company will pay a sum of money in return to the premiums. |
| Health Insurance | Health crises strike without prior notice, regardless of age, gender, or health profile. It is better to be prepared financially with a good health insurance plan. |
| Travel Insurance | Travel insurance is a great option when you travel for business or leisure, within the country or abroad, as it provides financial backup in case of an adverse situation. |
| Home Insurance | Buying a home is often considered a significant achievement in our lives. After purchasing the same, it’s necessary to make a checklist of things that are needed. |
Buy Insurance Policy Online
“Buy insurance!” This is advice all of us have heard. Most people ignore it as an unnecessary expense.
But insurance — whether life, motor, or health — is an essential investment, no matter your age or financial status. It often appears complex and intimidating. That’s where Fincover steps in — to bust that myth and make buying insurance simple and hassle-free.
Insurance is the foundation of financial planning, simply because we don’t know what the future holds.
The head of the family could pass away, someone may suffer a stroke, and road accidents occur every day. During such difficult times, insurance acts as a safety net — helping you when you need financial assistance the most.
What is Insurance?
Insurance is a way to protect yourself against financial loss. You pay a premium to insure your life, health, car, home, or other assets. When there is a financial loss related to these, the insurance company compensates you.
It could be a fire at home, an accident damaging your vehicle, or even the unfortunate demise of a loved one. By taking an insurance policy, these financial risks are transferred to the insurer.
An insurance policy is a legal contract between two parties — the policyholder and the insurance company — designed to cover various risks, from your mobile phone to your life.
How to Choose the Best Insurance Policy?
India has over 57 insurance companies offering thousands of different insurance policies, each with its own set of complexities. That makes the decision process overwhelming.
At Fincover, we simplify this. Just enter your details once and get instant insurance quotes from multiple providers. Compare, contrast, and buy — all in just a few clicks!
Why is an Insurance Policy Important?
A vast majority of Indians remain uninsured, which is a serious concern. Without insurance, you and your family may face significant financial stress during emergencies.
Here’s why having insurance is more than just a backup plan:
Protection
Insurance protects your family, assets, and valuables from unexpected financial stress. It offers peace of mind, knowing you’re covered in case something goes wrong.
Medical Contingencies
With a health insurance policy, you can manage medical emergencies such as hospitalization, surgeries, or long-term treatment without draining your savings.
Unfortunate Events
In the event of the death of the earning member, a life insurance policy ensures financial continuity for the family. It helps pay off debts like home loans and sustain day-to-day living expenses.
Maintain Standard of Living
A life insurance payout can help your family maintain their lifestyle even in your absence. The lump-sum payout can cover monthly expenses, school fees, rent, and more.
Education Purposes
Secure your child’s future with an insurance plan tailored for education needs. It ensures they can pursue their goals without financial limitations.
Investment Opportunity
Certain insurance plans, such as ULIPs or endowment policies, combine coverage with investment. Part of your premium goes toward life cover, while the rest is invested for long-term wealth creation.
Home Protection
Home insurance can cover losses from fire, flood, burglary, or earthquakes. You can also insure your household items and valuables with add-ons for complete protection.
Frequently Asked Questions (FAQs)
Q. Buying an insurance policy takes a long time and is complicated. How can you make it so simple?
A. Fincover.com partners with top insurance providers. All policy details are programmed into our platform. Once you share your requirements, we present the most suitable options. Just compare and click to buy — it’s that easy!
Q. Will I get a hard copy of my insurance policy when I buy through Fincover.com?
A. Most insurers today issue digital policies. You’ll receive your policy document via email instantly. If you prefer a hard copy, we’ll ensure it’s delivered to you.
Q. I have many doubts and questions about the policy options. Can I talk to someone for clarifications?
A. Absolutely! Our insurance advisors are available 24/7 to answer queries, guide you, and assist you through every step of your insurance purchase.
