Last updated on: August 6, 2025

Yes Bank IFSC Code: Complete Guide 2025

Locating the appropriate financial codes may sometimes be a confusing experience, particularly when the banking requirements are constantly changing. The Indian Financial System Code, or IFSC code, is essential to conduct fast, convenient online transfers in 2025, be it personal or business transactions or online marketplace payments using Yes Bank services. This guide will provide all the information you need to know about Yes Bank IFSC code including how to find it, how to use it, and why it is important to your day-to-day banking.

What is an IFSC Code and Why is it Important?

The IFSC code is an alpha-numeric code that is used to uniquely identify each branch of a bank in India that is involved in electronic payment systems such as NEFT, RTGS and IMPS. This system will make sure that your money is transferred to the correct account without any delay or mistakes.

In 2025, as a customer of Yes Bank, you will need to know the IFSC code of your branch to:

• Sending or receiving payments online (e.g., through UPI, IMPS, NEFT, RTGS)
• Setting up direct deposits or loan payments
• Signing up to online marketplaces or financial technology services
• Ensuring that the funds are transferred safely without being misrouted

What is the Structure of the Yes Bank IFSC Code?

The Yes Bank IFSC code is in the usual 11-character format used by all Indian banks:

Format: YYYY0XXXXXX

• First four characters (YYYY): Bank code (for Yes Bank, it’s always YESB)
• Fifth character (always 0): Reserved for future use
• Last six characters (XXXXXX): Branch code

Example:
YESB0000123 (where 0000123 identifies a specific Yes Bank branch)

How to Find Yes Bank IFSC Codes in 2025?

Chequebook/Passbook:

The branch IFSC code is printed on the first page or on every cheque leaf of every Yes Bank chequebook and passbook.

Yes Bank Official Site

Use the Yes Bank branch locator and search by area, city, or branch name.

Net Banking & Mobile App

Log on to Yes Bank Net or Mobile Banking. The IFSC code of your home branch is available in the account information or branch details.

Customer Care:

Contact Yes Bank helpline at 1800 1200 to know the IFSC of your branch.

Bank Statements:

The IFSC code is printed on the header of every digital or printed Yes Bank statement.

RBI Website:

The official directory of the RBI is a trusted and ever-updated source.

Online Marketplaces / Payments Apps

If you’re registering bank details on platforms like Amazon, Flipkart or fintech apps (Google Pay, PhonePe, Paytm), the IFSC code often auto-suggests or verifies based on your branch selection.

Table: Fast Track to Locating Your Yes Bank IFSC Code

What is My Yes Bank IFSC Code and How Do I Use It to Transfer Funds Online?

When you initiate a transfer (whether via NEFT, RTGS, IMPS, or even UPI for older apps), you’ll be asked for the following:

• Beneficiary Name
• Beneficiary Account Number
• Beneficiary Branch FSC Code
• The amount to be transferred

It is that IFSC code, which may be, say, YESB0000123, that makes sure that your money gets where you want it. Most websites nowadays auto-fill in the IFSC using the bank and branch details, but it is always advisable to cross-check the accuracy.

Pro Tip (2025): For regular transactions, save the payee in your Yes Bank app or on online marketplaces—this stores the IFSC code, saving time and reducing errors in repeat or business payments.

Do Different Types of Yes Bank Branches Have Different IFSC Codes?

Each and every Yes Bank branch, be it metro, semi-urban or rural, has a distinct IFSC code. As an example, the principal branch of Yes Bank in Mumbai might be YESB0000001, whereas the one in Pune will have a different code.

Special Note:
Yes Bank digital/virtual branches and corporate accounts will continue to be linked to a physical branch through an IFSC. Contact customer care or your bank manager in case you have a digital or special corporate account.

What will happen in a case where I enter the wrong IFSC code?

This is how it will normally go in 2025:

• Mismatch Detected: In case the IFSC is not matching with the branch/account details, the transaction will normally fail and your money will not be debited or will automatically be reversed.
• Funds Sent Elsewhere: On rare occasions (mostly in IMPS or when core banking systems have delays), if a valid but wrong IFSC is given, funds can be routed to a wrong branch, causing processing delays. In these situations, contact Yes Bank to dispute them.
• Marketplace/UPI Inaccuracy: Nowadays, UPI addresses (VPA) reduce the need for IFSC for regular users, but for large NEFT/RTGS amounts or e-commerce settlements, accuracy is still vital.

Do IFSC Codes Change or Get Updated?

• Branch Mergers/Relocation: Sometimes, an IFSC code may be changed because of branch mergers or relocations or regulatory changes.
• Notification: You will be notified by SMS, email, or branch notice of any changes.
• What You Need to Do: Before making a large-value transaction, make sure you recheck the IFSC, especially when your branch has been shifted or renamed.

Summary Table: Common Yes Bank IFSC Codes (Popular Branches, 2025)

Here’s a sample of commonly sought IFSC codes (as of early 2025):

This is a sample table, please check the IFSC of your branch.

Real-World Scenario: Yes Bank IFSC Code Online Marketplaces

Imagine you are a seller on Flipkart in 2025. You prefer payouts to be credited to your Yes Bank account. Seller registration:

1. You key in your account and branch information.
2. Flipkart asks the IFSC code.
3. Entering YESB0000127 (for, say, Andheri West branch), the system validates the information.
4. When you are right, your payments are directed without delay.

Similarly, if you’re buying or sending large payments (such as tuition or vendor payments) via NEFT, listing the accurate IFSC is mandatory.

Digital Banking, UPI, and IFSC: What Will be Changing in 2025?

• UPI-based Payments: Now dominant, UPI uses virtual payment addresses (VPAs) rather than IFSC, making day-to-day payments seamless.
• Higher Value Transfers: This requires IFSC, especially when transferring large sums or business payments.
• Marketplace Integrations: Platforms (from Amazon to Paytm) directly pull verified IFSC lists, but always check for the latest updates.
• Fintech Collaboration: Most companies collaborating with Yes Bank auto-validate IFSC by in-app verification or SMS OTP.

How to Check a Yes Bank IFSC Code is Authentic?

• Official Sources: You can always consult the site of Yes Bank, the directory of the RBI, or official messages.
• Length and Pattern: Must be 11 characters with the first 4 characters YESB and the 5th character always 0.
• Verification of IFSC: Enter the IFSC in the apps such as PhonePe, Paytm, or Yes Bank platforms; invalid codes can lead to an error.
• Branches/Customer Care: In case of doubt, contact your branch.

Comparing IFSC Codes on Online Marketplaces: What to Know?

When purchasing/selling or paying on sites such as Amazon or Myntra, you might observe:

• Auto-suggestion of IFSC codes on the basis of the address of your branch
• Some marketplaces have inbuilt drop-downs to choose Yes Bank and branch—this lowers the possibility of manual entry errors
• Instant refunds or cashbacks are guaranteed with the right IFSC and no delays are experienced

TL;DR / Quick Recap

• Yes Bank branches are identified with the IFSC code in NEFT, RTGS, and IMPS systems.
• Find your IFSC on chequebooks, passbooks, the Yes Bank site, customer care, or RBI’s website.
• Never transfer without a second verification, particularly when it comes to business or large payments.
• UPI and digital banking are decreasing the use of IFSC in daily transfers, but it is essential in high-value or marketplace settlements.
• Yes Bank may update IFSCs if branches move or merge—stay informed!
• Do not share or enter an IFSC code of unverified sources. Always check directly.

People Also Ask (FAQs)

1. Can I have a single Yes Bank IFSC code to be used at all branches?
   No. Every Yes Bank branch is assigned a different IFSC code. Use the one that matches the branch of your account.

2. What is the difference between Yes Bank IFSC code and MICR code?
   FSC is Internet transfer and MICR is cheque clearing.

3. Where can I get my Yes Bank IFSC code?
   Check your passbook, chequebook, Yes Bank NetBanking or their official site.

4. Can I share my IFSC code?
   It is publicly available information. Nevertheless, do not give out your full account details to unverified individuals.

5. Will Yes Bank IFSC codes be changed in a case of relocation of my branch?
   Sometimes, yes. Yes Bank will notify customers of any changes—update your records accordingly.

6. Is it possible to make all payments using UPI instead of IFSC?
   Most of the everyday payments, yes. However, in the case of NEFT/RTGS or large online marketplace payments, you will still require the IFSC code.

7. What happens in case I transfer money with incorrect IFSC code?
   Call Yes Bank customer care to lodge a dispute and track your money.

Now you know, you can safely use your Yes Bank IFSC code to make any financial transaction in 2025, whether it is personal banking, online shopping, or business. Always remain alert to changes and use reliable sources of your branch specific code.