Last updated on: August 6, 2025

State Bank of Patiala IFSC Code: The Ultimate Guide 2025

IFSC codes are necessary to anyone transferring money, making payments or checking account information in India. If you’re searching for the State Bank of Patiala IFSC code in 2025, this comprehensive article offers all you need: what IFSC codes are, why they matter, how to find current codes for your branch (even after bank mergers), and tips for seamless transactions in today’s banking ecosystem.

We will unravel the mystery behind IFSC codes of State Bank of Patiala and make sure you are able to do your banking with ease, security, and confidence.

What is an IFSC Code and Why is it Important?

What is the meaning of IFSC code?

The Indian Financial System Code (IFSC) is a unique 11-character code assigned to each bank branch by the Reserve Bank of India (RBI). The IFSC codes assist in locating where a bank account is located so that fast and error-free electronic money transfer can be made such as NEFT, RTGS and IMPS.

What is the importance of the State Bank of Patiala IFSC code today?

Even in 2025, using the right IFSC code is critical to ensure your money reaches the correct State Bank of Patiala (SBP) account—though now, SBP branches function under the State Bank of India (SBI) after the merger. Transferring money, paying your bills, or shopping online usually involves typing in the IFSC code of a bank branch, and getting it wrong can be costly.

The State Bank of Patiala and Its IFSC Codes: What has Changed after the Merger?

Does State Bank of Patiala exist in 2025?

No. The State Bank of Patiala merged with the State Bank of India (SBI) in April 2017. All the SBP branches and customer accounts were transferred to SBI. However, millions of Indians continue to mention old SBP branches or accounts, particularly when they are accepting money or exchanging their information. In this case, one should know how to find and use the post-merger IFSC code.

What became of the old SBP branches IFSC codes?

After the merger, original SBP IFSC codes (which often started with “STBP”) were restructured to match the SBI format, beginning with “SBIN.” Nevertheless, in some digital platforms and in the case of existing customers, there are still references to the legacy of the State Bank of Patiala IFSC code.

In 2025, in all practical purposes:
The new SBI IFSC code has to be used in your previous SBP branch or account.

Where to Get the Updated State Bank of Patiala IFSC Code

What do I do when I only have my old SBP account number or branch information?

No problem. This is how you can find your active IFSC code in a jiffy:

1. Visit the official site of State Bank of India

   • Check out the SBI branch finder
   • Type your city or branch name
   • Check for your branch’s new IFSC code (now under SBI)

2. Review Latest Bank Records

   • Passbook
   • Chequebook
   • Account statement
   • The updated IFSC code should be mentioned in all bank documents since 2017. Request a 11-digit code that starts with SBIN.

3. Search Online IFSC Code Portals
   You can use the trusted portals such as RBI.org.in, BankBazaar, IndiaLends, and others to choose the State Bank of India and then enter your branch/city to find the updated IFSC.

4. Call SBI Customer Care
   Call SBI’s helpline (1800 1234/1800 2100) with your branch details. They will verify your active IFSC.

State Bank of Patiala IFSC Code Format: Yesterday and Today

Key Point:
In 2025, when a marketplace, employer, or payment platform requests your “State Bank of Patiala IFSC code”, make sure you enter it as “SBIN…” and not the old “STBP…” variant.

Sample Table: Popular Branches of State Bank of Patiala and New IFSC Codes

Figures are suggestive. Before transacting always check with official sources.

Step-By-Step: Using Your State Bank of Patiala (Now SBI) IFSC Code in 2025

1. Know Your Branch

   • Find out which branch your account is in.
   • In case you are not sure, you can check your passbook, net banking dashboard or SMS/email alerts provided by the bank.

2. Get the Right IFSC

   • Use the SBI branch locator, your documents, or known IFSC search tools.

3. Transactions using the IFSC

   • Entering payments or adding a beneficiary:
     • UPI apps, net banking, or payment platforms- select State Bank of India, and search your branch name.
     • In the beneficiary details, enter your account number and the new IFSC code.

4. Verify Information Properly

   • The mismatch of IFSC can cause delay or misdirection of your funds.

5. In the case of Online Marketplaces

   • In case you are shopping at Amazon, Flipkart, or any other online retailer and you have to enter account details to get refunds, make sure you enter the right SBI IFSC of your old SBP account.

Problems and Solutions: State Bank of Patiala IFSC in 2025

• What happens when I fail to pay or pay late?

  • Check IFSC entry: Make sure you entered the 11-digit SBIN… code
  • Call the bank: In case of failed IMPS/NEFT/RTGS, call SBI customer care with transaction details
  • Re-verify beneficiary: In adding to UPI or wallets, ensure that your bank options show State Bank of India and not the old State Bank of Patiala

• Do old cheque leaves or documents remain valid?
  Old cheques with STBP… Rejection of IFSC codes is possible. SBI has started issuing new cheque books with the new code.

Real-Life Example: Online Marketplaces as a Superior IFSC

Imagine that you had made refunds through your SBP account with Amazon or Flipkart prior to 2017. Any refund will be done to the same account in 2025, though the platform might ask you to update your IFSC code. Log in, go to your “Bank Accounts” page, and provide the revised SBI code (“SBIN…”).

The Impact of IFSC Code Changes on UPI and Mobile Banking

Unified Payments Interface (UPI) automatically updates the backend branch and IFSC code for migrated SBP customers. Ensure your app (Google Pay, PhonePe, Paytm, etc.) shows “State Bank of India” as your bank.

In the case of new beneficiaries, enter information with caution and the right code.

FAQs on State Bank of Patiala IFSC Code

What is the duration of old IFSC codes?
The legacy codes of STBP… do not generally work with NEFT/RTGS/IMPS after the merger. The revised code to use is always the SBIN… code.

What will happen in case I forget my branch and IFSC code?
Look at your net banking profile, email alerts or SMS transactions. In case of doubt, call the helpline of SBI.

Are overseas remittances compulsory to IFSC?
With inward remittance, you will use the SWIFT code of SBI but still require the IFSC code in case money is sent to your branch through NEFT internally.

Important Considerations in NRI and Foreign Transactions

• Previously NRE/NRO accounts held at SBP now have SBI SWIFT and IFSC codes.
• Fast international transfers should always be done with the latest and SBI-provided information.

Rapid Recap: State Bank of Patiala IFSC Code 2025

• In 2017, State Bank of Patiala merged with SBI; now only SBI IFSC codes are accepted
• All legacy SBP accounts/branches are in revised SBI format: SBIN00XXXXX
• Always check your IFSC code with official sources before making big transactions
• In the case of refunds, salary credit, and new beneficiaries, enter the new SBI IFSC code
• In case of international transfer, you should use both IFSC and SWIFT accordingly

People Also Ask - FAQs

1. Is the State Bank of Patiala IFSC code valid in 2025?
No. Former SBP branches have to use the updated State Bank of India IFSC code.

2. Where can I get the new IFSC code of my branch?
Visit the branch locator of SBI, official documents, IFSC search websites, or contact SBI customer care.

3. Can I use my old State Bank of Patiala cheque book?
No, order a new SBI cheque book to prevent errors in transactions.

4. What is the structure of the new IFSC code of ex-SBP branches?
It’s 11 characters, starts with ‘SBIN’ (e.g., SBIN0050123).

5. Does UPI update my IFSC automatically?
UPI tends to update the backend, however, check new or edited beneficiary information with the right code.

Quick Recap/TLDR

• State Bank of Patiala IFSC codes have changed post-merger (now SBIN…)
• Never use old STBP, use the revised SBI code…
• Locate the revised IFSC through the SBI branch locator, documents or helpdesk
• Cross-verify information to make safe and successful payments in 2025

To facilitate easy digital banking in 2025, make sure to use the new IFSC if you hold an old account with the State Bank of Patiala.