Last updated on: August 6, 2025

IndusInd Bank IFSC Code: Your 2025 Guide

Do you need the IndusInd Bank IFSC code to make online transactions, pay bills, or transfer funds in 2025? As an existing customer, a business owner, or a person sending money to an IndusInd account, knowing how IFSC codes work and where to find them can make your banking much easier, safer, and much more convenient. The guide will provide all the answers in a practical and simple manner to your everyday banking requirements in the fast-changing environment in India.

What is an IFSC Code and Why Does it Matter in 2025?

The IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies every bank branch in India that participates in electronic payments like NEFT, RTGS, and IMPS. Incorrect IFSC code can make your online transfer to a person or a merchant fail or, even worse, be misrouted.

In 2025, when digital payments will be nearly a standard, it is essential to know the correct IFSC code of your branch in order to:

• NEFT (National Electronic Funds Transfer)
• RTGS (Real Time Gross Settlement)
• IMPS (Immediate Payment Service)
• e-commerce, bill payments, UPI auto-pay mandates

As a customer of IndusInd Bank, the correct IFSC code will help you transfer funds quickly and securely- whether it is to pay regular bills, to shop online, or to support family members.

What is the IndusInd Bank IFSC Code Format?

An IFSC code consists of 11 characters:

• The first 4 letters: These stand for the bank code (for example, “INDB” for IndusInd Bank).
• The 5th character: This is always zero, and is reserved to be used in the future.
• The final 6 digits: These represent the particular branch.

Example: INDB0000030
Here, INDB is the bank, 0 is the default character and 000030 is the branch code.

Table: Sample IndusInd Bank IFSC Codes (2025)

All the IndusInd branches in India have different IFSC codes, including those in the same city.

How Do I Find the IndusInd Bank IFSC Code?

1. Where can I find the IFSC code on my Cheque Book?

• Check your cheque leaf - the IFSC is normally printed at the top or bottom, next to the branch address.
• The first page of the passbooks also has the IFSC code.

2. Is it possible to QR the IFSC code?

Absolutely. The search of an IndusInd Bank IFSC code is in 2025 easier than ever:

• IndusInd Bank official site: Go to their Branch Locator or Find IFSC tool.
• RBI website: The Reserve Bank of India also provides the list of all participating banks and their branch codes.
• Online marketplaces: Leading financial aggregators (like Paisabazaar, BankBazaar, or Google Pay’s bank selection page) display IFSC codes for customer ease.
• Mobile banking apps: IndusInd Mobile app and net banking platforms display it in the account/branch details.

3. Does my bank statement have an IFSC code?

Yes, the IFSC code is usually present in the first page of the IndusInd e-statement and online PDF statements, usually under the account and branch details.

What is the Importance of IndusInd Bank IFSC Code in Digital Transactions?

What is the use of the IFSC code in NEFT, RTGS, and IMPS transfer?

Whenever you transfer funds to an IndusInd Bank account (your own or someone else’s), you must enter:

• Beneficiary account number
• The IFSC code of the branch
• Beneficiary name

In case the IFSC code is wrong, the transaction will not be successful. In the case of IMPS and UPI, mobile numbers or virtual payment addresses are widely used, but bank transfers require IFSC codes to be precise.

Practical Example:
When you purchase something online through an online marketplace and select the payment option of bank transfer, they will require the bank details of the seller and it is here that you will need to specify the correct IFSC code so that your money is not lost in the process.

Is it possible to change the IFSC Code? What Do I Do When It Changes?

What could cause an IndusInd IFSC code to change?

Although it is uncommon, IFSC codes may be changed because of:

• Mergers, closures, or relocations of branches
• Migration of banking software or regulatory changes
• The adherence of the RBI circulars by the Bank

How can I be sure that my branch has changed its IFSC code?

• IndusInd Bank usually notifies customers through SMS or email
• New IFSC codes are printed on Passbooks, Cheques, and branch notices.
• The official websites of RBI and IndusInd post code updates in a timely manner.

Tip: Check the IFSC before sending or receiving a high-value digital payment, particularly following a bank merger or regulatory changes.

What are the Various Transactions Using IndusInd Bank IFSC Code?

1. What is the procedure of NEFT/RTGS/IMPS using IFSC?

Step-by-step:

• Log in to your internet or mobile banking
• Select the type of transfer: NEFT, RTGS, or IMPS.
• Enter beneficiary information, such as IndusInd IFSC.
• Re-verify the branch and account number.
• Continue with OTP or PIN verification.

2. Is IndusInd IFSC enabled to do UPI payments?

Not directly, as UPI uses mobile numbers or VPAs. But IFSC remains essential in mandate registration and some merchant bank transfer options.

3. What of online marketplaces and e-shops?

Whenever you buy or sell on a marketplace like Flipkart, Amazon, Snapdeal, or even freelance sites, settlements via NEFT/RTGS will need you to enter bank details with the correct IFSC code.

Is There a Difference Between IndusInd Bank IFSC, MICR, and SWIFT Codes?

What is the difference?

• IFSC code: Used for domestic interbank digital transfers (NEFT, RTGS, IMPS)
• MICR code: Used for cheque clearing (seen at the bottom of cheques)
• SWIFT/BIC code: Used when conducting international remittances

Table: Major Differences

In India, IFSC is required in most of the digital transactions.

What are the ways to prevent IFSC code mistakes? Practical Tips

• Do not copy IFSC blindly as it is written in old passbooks or on third-party websites; always confirm with official resources.
• Verify with recipient: In the case of big business or freelance payments, it is important to verify the branch and IFSC of the receiver.
• Use the new tools of IndusInd: The site and the mobile application contain current information about branches.
• In netbanking, favourite payees should be entered carefully to avoid mistakes of repeated entries.

Do Payment Apps Such As PhonePe, Google Pay, and Paytm Require IFSC Codes?

Do we need IFSC codes in UPI?

In basic UPI, IFSC is not mandatory as payments are made using mobile-linked VPAs. However, when you add an IndusInd Bank account directly within these applications in NEFT/IMPS beyond the UPI ecosystem, you will still require the correct IFSC.

Are withdrawals in the marketplace dependent on IFSC codes?

Yes. Sellers who intend to withdraw seller funds to their IndusInd account via Amazon, Flipkart, or Paytm Mall will be required to provide their IFSC code and account details. This guarantees immediate and error-free settlements.

What Do NRIs and International Users Need to Know About IndusInd IFSC Codes?

Can NRIs remit money through IFSC?

The IFSC code can be used by the NEFT/RTGS remittances made by NRIs on their NRE/NRO accounts or inward remittances received by NRIs in India. SWIFT/BIC code is needed to make international SWIFT transfers.

Where can NRIs or overseas Indians locate IndusInd IFSC codes?

• The global web portal of IndusInd has the branch IFSC codes listed.
• The RBI directory online available globally
• India banking support in financial aggregator apps

Common (Real-World) Issues and Solutions With IndusInd IFSC Codes

• Issue 1: Payment was not successful because of wrong IFSC
  Solution: Compare IFSC with IndusInd site or recipient and re-try after correction.

• Issue 2: Delays in payment receipts when IFSC is not updated following a merger of branches
  Solution: Call your branch or customer care to get the new valid code. Update banking or marketplace profiles

• Issue 3: Unable to locate IFSC of a new branch
  Solution: Wait until RBI and IndusInd Bank official update, which is usually reflected within a few days of the branch opening.

• Issue 4: Delays in e-commerce refunds because of IFSC mismatch
  Solution: Make sure that you update your registered bank account IFSC on the shopping site before requesting big refunds.

TLDR: Quick Recap – IndusInd Bank IFSC Code (2025)

• IFSC code is essential in all online settlements, fund transfers and digital banking in India.
• IndusInd Bank IFSC code: 11 characters, with the first 4 letters INDB, the next digit 0, and the final 6 numbers are the unique branch code.
• Find the IFSC on cheque books, IndusInd app/website, passbooks, and RBI directory.
• Required to pay NEFT/RTGS/IMPS, online marketplace settlements, and addition of payees in banking apps.
• It is always better to make sure that the IFSC is the correct one especially after the merger of branches or after any updates.
• Indian digital payments require the IFSC; SWIFT code is used in international transactions.

People Also Ask (FAQs)

Q1. Is the IFSC code common to all IndusInd Bank branches?
No. Every IndusInd branch has its own IFSC code. Always enter the correct branch IFSC of the recipient.

Q2. What do I do when my branch IFSC changes?
Update your saved payee lists and notify payers. Use the new IFSC to make digital transactions.

Q3. Is it possible to search IndusInd IFSC on the Internet or in Google?
Yes, but make sure to verify the code on the official website of IndusInd or the directory of RBI to prevent a mistake.

Q4. Do I require the IFSC to receive foreign money?
Domestic transfers require IFSC. To send international remittances you will require the IndusInd SWIFT/BIC code.

Q5. Can I use the same IndusInd IFSC to multiple accounts at the same branch?
Yes, the IFSC code of the branch is shared among different accounts at the same branch.

Q6. Does my debit card have the IFSC?
It is not usually on the card itself. Check your passbook, cheque or bank statement to find the code.

Q7. Can I share my IFSC code?
Only IFSC identifies the branch, yes. Never share your account number and other sensitive information.

To ensure the latest and correct information of your IndusInd branch IFSC, always check with the bank, RBI, or official communication. Safe digital banking!