Last updated on: August 6, 2025

Andhra Bank IFSC Code: The Ultimate Guide 2025

Locating and utilizing an IFSC code is a daily requirement of online banking in India, particularly in an interbank money transfer. Although Andhra Bank was merged with Union Bank of India in 2020, its IFSC codes remain valid and applicable in 2025 to lakhs of account holders and those transacting with Andhra Bank accounts. This guide will provide you with a clear, practical idea of what the Andhra Bank IFSC code is, how to find it, why it is important, and how to use it with confidence in 2025.

Be it a NEFT or RTGS transfer, checking account information of small businesses, or just making safe and smooth online payments, this guide has the answer to all your questions with real-life examples and trusted explanations.

What is an Andhra Bank IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code assigned to every bank branch by the Reserve Bank of India (RBI). In the case of Andhra Bank, the code is used to identify its individual branches.

Although Andhra Bank has been merged with Union Bank of India, there are still numerous individuals, companies, and government beneficiaries who maintain or transact with Andhra Bank accounts, and therefore, their legacies IFSC codes are essential to all online and electronic fund transfers in 2025.

The standard format of Andhra Bank IFSC Code:

ANDB0XXXXXX

• The first four letters: ANDB (indicates Andhra Bank)
• The fifth character: 0 (zero, reserved by RBI)
• Last six characters: Numeric/Alpha-Numeric (identifies the specific branch)

Example:
ANDB0000367 (for SR Nagar, Hyderabad branch)

What is the Relevance of Andhra Bank IFSC Codes in 2025?

You may ask yourself: since Andhra Bank was merged with Union Bank, what is the point of these codes? Here’s why:

• Legacy Accounts: A large number of rural and urban customers continue to use Andhra bank passbooks, cheques and accounts.
• Continuous Transactions: Salaries, subsidies, utility bills, vendor payments and online marketplace settlements are frequently referred to Andhra Bank IFSCs.
• Data Consistency: Companies and government agencies have long lists of beneficiaries with legacy IFSC codes.
• Transition Phase: RBI has clarified that old Andhra Bank IFSC codes are still functional till further notice.

Thus, Andhra Bank IFSC codes continue to be a common feature of the Indian digital payment system in 2025, both in personal and business contexts.

Where to Find Your Andhra Bank IFSC Code

Whether you’re an account holder or need to pay someone with an Andhra Bank account, finding the right IFSC code is easy with these trusted sources:

1. Bank Passbook and Cheque Book
   The IFSC code is printed along with the branch address on the front page of your passbook or cheque book.
   In case you obtained new materials since the merger, you may want to update them: in the majority of cases, the old codes are still referred to.

2. Andhra Bank Branch
   Visit or call the nearest former Andhra Bank (now typically run as a Union Bank) branch. Employees can give the most updated, RBI-validated IFSC code of any branch.

3. Union Bank of India Official Site

   • Go to unionbankofindia.co.in > Locate Us > Branch Locator.
   • Enter branch location or city name.
   • The portal also displays the IFSC code of the branches of the old Andhra Bank.

4. RBI Official IFSC Directory
   RBI keeps a current searchable IFSC code directory:
   RBI IFSC List

5. Online Marketplaces and Third-Party Apps
   PhonePe, Google Pay, and Paytm are payment apps that display bank/branch IFSC codes when adding beneficiaries.
   In case of e-commerce sellers, portals such as Amazon Seller Central or Flipkart will ask you to enter the latest IFSC code when changing bank details, and will help you do this.

6. Customer Care
   Andhra Bank’s (now Union Bank) customer helpline: 1800 22 2244
   Confirm any IFSC code by calling, particularly when you are uncertain when making a fund transfer.

Andhra Bank IFSC Codes Usage: Practical Applications

These are the real-life scenarios of using an Andhra Bank IFSC code in 2025:

1. UPI and NEFT Transfers
   Rahul wishes to pay his rent to his landlord who has an account with Andhra Bank in Vizag. When creating a NEFT transfer, Rahul requires:

   • Beneficiary Name
   • Account Number
   • Andhra Bank Branch IFSC Code

   He locates it on the passbook as ANDB0001377. He puts this in his HDFC mobile app and the money is immediately transferred to the correct account.

2. Online Marketplace Settlements
   Shalini is a freelance seller on an online handicraft platform and is paid weekly into her old Andhra Bank account. She must provide her IFSC code in the seller portal to facilitate smooth disbursal.

3. Utility Bill Payments & NACH/Auto-Debit
   A small company that has Andhra Bank auto-debit authorizations of salaries, taxes, and payments to vendors still has the same branch IFSC code to make direct debit.

Table: Common Andhra Bank IFSC Codes of Common Branches

Before making any money transfer, check with the official sources as the codes can be updated.

What Happens Behind the Scenes with IFSC Codes?

When you key in the Andhra Bank IFSC code in a transfer, this is what will occur:

• The IFSC code is verified by the bank servers to match the branch and route payment.
• It makes sure that your money goes to the right destination bank and branch.
• When you enter an incorrect IFSC code, payments can be rejected or in some instances, they can be sent to the wrong account or returned.
• Changing a beneficiary’s IFSC code (e.g., if the branch migrated) needs a fresh update in your bank’s payee records for smooth transactions.

Will Andhra Bank IFSC Codes Change in 2025?

By June 2025, the old Andhra Bank IFSC codes are still functional in the majority of transactions. However:

• Periodic updates have been provided by RBI and Union Bank of India: In high-traffic branches, some codes were changed to Union Bank codes in 2022-2023.
• Union Bank of India IFSC codes are only issued on new accounts.

Pro Tip:
In case your transaction with an Andhra Bank IFSC fails several times, you should contact your branch or find out whether a new Union Bank IFSC is assigned to your account.

What Happens when you enter the incorrect IFSC Code?

• In case of the absence of the IFSC code, the transfer fails and money is returned.
• If the code belongs to a different branch (but the account number is valid), funds may be delayed or, in rare cases, mismatched. Always double-check.
• When making big purchases online or paying businesses, always verify information to minimize failed payments or reconciliation problems.

Difference: Andhra Bank IFSC and. Other IFSCs in Bank

Safe and Smooth Transactions Tips

• Before adding payees to NEFT/RTGS/IMPS, always verify the most up-to-date IFSC code.
• In the case of business or salary disbursals, update the master beneficiary list periodically.
• With payment apps, auto-fill is useful, but always cross-check printed or official sources to be sure.
• RBI informs the banks about the changes in codes- keep an eye out on SMS or message of Union Bank in 2025.

How To Update Andhra Bank IFSC To Union Bank IFSC (If Required)

In case you are communicated by Union Bank that your old Andhra Bank IFSC will be disabled, then you should do the following:

1. Call your branch and get the new Union Bank IFSC code.
2. Update your employer, anyone paying you, and your online service accounts (e.g., marketplaces, insurance, mutual funds).
3. Log in to all the connected online banking or payment websites and update your bank details with the new IFSC.

Real-life Example:
An Andhra Bank pensioner in Guntur got an SMS in 2024 to update his IFSC. He visited the branch, collected the replacement code (now starting with UBIN), and updated this in his pension bank records. Payments were not disrupted.

Common Mistakes to Avoid in Andhra Bank IFSC

• Using old, saved codes alone- always verify before high-value or repeat transactions.
• Confusion between Andhra Bank and Union Bank IFSC codes.
• Failure to notify counterparties of a change in your IFSC.

Table: Uses Of Andhra Bank IFSC Codes

TLDR / Quick Recap

• In 2025, Andhra Bank IFSC codes continue to be used on legacy accounts.
• IFSC is necessary to determine the specific branch in the case of electronic fund transfers.
• Obtain Andhra Bank IFSC codes in passbooks, cheque books, official websites, and RBI IFSC directory.
• Certain codes are slowly being converted to Union Bank IFSCs; do a recheck before making major transactions.
• Remember to notify payers/payees in case of change of IFSC code.

People Also Ask (FAQs)

1. Will Andhra Bank IFSC code continue to work in 2025?

Yes. Andhra Bank IFSC codes are still accepted to make transactions on most legacy branches and existing accounts unless the bank has informed you otherwise.

2. How do I get my Andhra Bank IFSC code?

On your passbook, cheque book, or by searching the official Union Bank of India branch locator and RBI’s IFSC directory.

3. What do I do when my IFSC code has changed?

Contact your branch for the new code and ensure all payers (employers, marketplaces, service providers) update it in their records to avoid failed payments.

4. Is it possible to pay UPI through Andhra Bank IFSC code?

UPI payment involves linking bank accounts, however, certain process flows or requirements might still require you to key in the IFSC code- ensure it is updated.

5. What will happen in case I enter an incorrect IFSC code?

Transactions normally fail and the amount is returned to your account. But be sure to verify high-value payments twice.

6. Is Andhra Bank IFSC and Union Bank IFSC different?

Yes, they have different prefixes (ANDB for Andhra Bank, UBIN for Union Bank). Only the assigned code applicable to the branch/account can be used.

7. Are Andhra Bank IFSC accepted in online marketplaces in 2025?

Yes, provided that the account is active and the code is valid. But update when you get notice by Union Bank of India.

Just remember these practical tips and cross-check your IFSC codes, and you will ensure that money transfers are secure, seamless, and hitch-free, whether you are a student receiving an allowance, a family with a business, or simply keeping things rolling in the digital India of today.