Last updated on: August 6, 2025

Your 2025 Guide to Allahabad Bank IFSC Code

In 2025, the management of finances implies the use of a digital environment where every little thing matters, particularly when it comes to money transfer. If you work with accounts from Allahabad Bank, you may often come across the term “IFSC Code.” This guide will explain what an Allahabad Bank IFSC Code is, why it matters for modern banking, how you can find it quickly, and how the merger with Indian Bank affects customers in today’s banking system.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is a unique 11-character code used to identify every branch of every bank in India that’s a part of the NEFT (National Electronic Funds Transfer) network. In simple terms, this code is typed in every time you send money online- it will make sure the money goes to the correct account at the correct branch.

The IFSC code is essential to the customers of Allahabad Bank because:

• Transferring and receiving money through NEFT, RTGS, and IMPS
• Purchasing items on online stores
• Establishing standing instructions or connecting accounts to make auto payments

With UPI and online marketplaces expanding in 2025, the accuracy of IFSC codes is more significant than ever.

The Structure of Allahabad Bank IFSC Code

The IFSC code has a standard format:

• First 4 characters: Bank code (e.g., ALLA for Allahabad Bank)
• Fifth character: Always a ‘0’ (reserved for future use)
• Last 6 characters: Branch-specific unique code

Example: ALLA0210003

• ALLA: Allahabad Bank
• 0: Reserved character
• 210003: Code branch-specific

There is a twist, however. Allahabad Bank has merged with Indian Bank since 2020. Thus, the IFSC codes of Allahabad Bank branches might be different as per the Indian Bank format by 2025, particularly when you open new accounts or use net banking.

What Has Happened to Allahabad Bank IFSC Codes with the Merger with Indian Bank?

When Allahabad Bank merged with Indian Bank, old branch codes were modified to have a standard one. This means:

• The phased out old Allahabad Bank IFSC codes.
• Former Allahabad Bank branches were given New Indian Bank IFSC codes.
• When you transfer funds in 2025, you should always use the new Indian Bank IFSC code-even though your account number may remain the same.

Table Example: Allahabad Bank to Indian Bank IFSC Mapping

Hint: You may fail to make online transfers in case you have not changed payee details since the merger. Make sure to verify the current IFSC code on your passbook or on the bank web site.

How Can I Find My (Old) Allahabad Bank IFSC Code in 2025?

You may still require an Allahabad Bank IFSC code in 2025 when you are using old statements or cheques. This is how to find the code:

1. On Your Cheque Book or Passbook
   Typically printed on the top of each cheque leaf or on the first page of your passbook.
2. Internet Banking Portal
   Enter the Indian Bank net banking site.
   Check under ‘Accounts’ for details; both old and new IFSC codes may be displayed.
3. Through the Official Website
   Visit the Indian Bank branch locator.
   Search your branch by name, city or PIN code.
4. Mobile Banking Apps
   Open the Indian Bank or Allahabad Bank app (depending on what’s active in your region).
   Go to the Account Details or the Branch Details.
5. Customer Care
   Call the bank toll free helpline.
   Give your branch information; it will inform you the existing IFSC code.

Will the Allahabad Bank IFSC Code be valid in 2025?

No, in practice. Nearly all payment gateways and online transfer platforms have changed to Indian Bank IFSC codes of previous Allahabad Bank branches. Trying to use an obsolete code can cause transactions to fail.

What to Do?

• Fund transfers should always be done using the new IFSC code.
• To be on the safe side, call your branch or visit the official site of the bank.

What will be the Implication of Using the Wrong IFSC Code?

Entering a wrong IFSC code can lead to:

• Failed Transactions: Your transfer is typically cancelled and the money is returned.
• Delay: Delay can last 2-3 days after which the money is reversed back to your account.
• Possible Risks: In case the code is valid on another branch, and the account number is present on it, money may be credited incorrectly and its recovery requires additional actions.

Warning: Be careful to check the account number and IFSC code twice before making any payment, especially in business or large value transactions.

What are the Most Common Uses of IFSC Codes in 2025?

1. Transfers through NEFT and RTGS
   To transfer high value money or to settle payments between businesses, IFSC codes are required.
2. Online Marketplaces
   UPI has minimized the use of IFSC in making daily payments, but in case of seller payout or big-ticket purchases, the code is still necessary on sites such as Amazon, Flipkart, or Myntra.
3. Tax and Government Payments
   When you are paying taxes, filing returns, or getting refunds directly to your account, you need to have IFSC codes.
4. Interconnecting Accounts between Banks
   When you connect your accounts to do investment or mutual fund auto-debits, the right IFSC code will make your transactions smooth.

What is the difference between IFSC Code and Other Bank Codes?

In summary, online EFT uses IFSC, cheques use MICR, international payments use SWIFT.

The Safe Way to Share Your IFSC Code

You can safely provide your IFSC code and account number to a person who wants to transfer funds to you. Never tell:

• Passwords or OTPs
• Your debit pin code
• Net banking IDs

Sensitive information, as well as IFSC, will never be requested by banks and legitimate online marketplaces.

Real-World Experiences: What Customers of Allahabad Bank Experienced

Through the merger, customers between 2021-2023 experienced confusion in failed payments and delayed payouts. A few lessons in practice:

• Re-verification of Saved Payees: A large number of users were forced to delete and re-enter beneficiaries with new IFSC codes.
• Informing Business Partners: Small companies that had accounts with Allahabad Bank had to inform customers or online retailers about their new IFSC.
• Physical Cheques: The older cheque books had outdated IFSC codes; one needed to confirm with the branch before issuing cheques.

By 2025, these early hitches are over, but you must always be on the lookout of potential changes by the bank.

Adding Old Allahabad Bank Accounts as Beneficiaries Online in 2025

Step-by-step:

1. Log in to your online banking portal (SBI, HDFC, Axis, etc.).
2. Go to ‘Fund Transfer’ > ‘Add Beneficiary.’
3. Enter the account number and updated IFSC code (now Indian Bank’s version for Allahabad Bank branches).
4. Verify beneficiary information.
5. Authorize through OTP or authentication.

Pro Tip: The process of approving beneficiaries may last several hours to a whole day, depending on the security checks by the bank.

Advantages of having the right IFSC Code

• Quicker funds transfer
• Online payments without error
• Easy business operations
• Low transaction latency
• Improved management of digital banking

With the world moving fast through digital transactions, the right IFSC code is the key to easy banking.

What to do to Change Your Payee Information after the Allahabad Bank Indian Bank Merger

In case you or your business is dependent on regular transfers, you need to update your payee list in the following way:

• Obtain the new IFSC code for your branch (via website, passbook, or branch office).
• Sign in to every payment portal or application.
• Delete the old payee (with Allahabad Bank IFSC).
• Re-enter the payee with the new Indian Bank IFSC.
• Notify regular payers or partners of the change, should it be necessary.
• Remember to change UPI IDs and eNACH mandates in case they are connected to the previous bank information.

Sample List of Popular Former Allahabad Bank Branches and Their New IFSC Codes (as of 2025)

Never make big transfers without checking with the bank.

TLDR: Allahabad Bank IFSC Code Quick Overview

• Online transactions are identified by the unique IFSC codes of the branches.
• Allahabad Bank was merged with Indian Bank; IFSC codes altered.
• All transactions in 2025 should be done using the new Indian Bank IFSC.
• Locate your new code in your passbook, branch, or official bank site.
• Payments can fail when using an outdated Allahabad Bank IFSC code.
• Maintain beneficiary/payee information to facilitate transfer of funds.

People Also Ask (FAQs)

Q1: Will my old Allahabad Bank IFSC code work in 2025?
No. Following the merger, you should always use the new Indian Bank IFSC code of your previous Allahabad Bank branch.

Q2: What is the way to get my current IFSC code?
You can check your passbook, visit the Indian Bank official site or call customer care with your branch details.

Q3: What will occur in case I enter the incorrect IFSC code?
The transaction can be unsuccessful or in some cases, the wrong account can be charged. Refunding of money is common, but it may lead to delays.

Q4: Can I share my IFSC code?
Yes, it is normal to give IFSC and your account number when making payments but never give your passwords or OTPs.

Q5: Do I have to change my UPI details or e-mandate details because of the merger?
Yes, renew all regular payments and associated services with the new IFSC code to avoid service interruption.

Q6: In which location is the IFSC code printed?
It is normally in your cheque book, passbook or can be obtained online via the online services of the bank.

Q7: Can old cheques be used after the merger?
Old cheques can be honoured, but it is better to check with the bank and switch to cheques printed with the new IFSC.

Staying informed about your bank’s IFSC code is as important in 2025 as ever. It makes sure that your money gets to where it belongs, fast and safely, regardless of how digital banking will change.