The History  of Credit Cards Credit cards have come a long way since their inception, evolving from simple convenience tools to indispensable financial instruments. The journey of credit cards through history reflects societal changes and technological advancements. Early Concepts: Late 19th Century The concept of credit cards can be traced back to the late 19th […]

Credit Cards Personal Loan vs Credit Cards – Which one to use? When it comes to meeting an urgent expense, people have two options, either take a personal loan or use their credit card. It is important to consider your needs and circumstances. Both have their own sets of advantages and disadvantages, here how you […]

Credit Cards How much should you pay on your credit card? Credit cards have become an essential financial tool for many individuals, offering convenience and flexibility in managing expenses. However, it’s crucial to understand the significance of paying more than the minimum amount due on your credit card. In this comprehensive guide, we will explore […]

Credit Cards Check how to convert and calculate the Credit Card EMI How Credit Card EMI is calculated? One of the enticing components associated with credit cards is the option to convert your purchases into Equated Monthly Instalments (EMI). The EMI facility in credit cards comes into play when the amount is very large that […]

Credit Cards What is a Debt Trap in a credit card? One of the main issues affecting people financially is falling into a debt trap. Getting into a debt trap is a serious issue and once they enter into it, it may wreck their peace and well-being. The main problem with debt trap is you […]

Credit Cards Linking Credit Cards with UPI How can Credit Cards be linked with UPI? Credit Cards are no stranger to getting new features. From the days of their inception, Credit cards have evolved a long way. Now credit cards can be linked as a payment method in UPI applications like Phonepe, Gpay etc. This […]

Credit Cards Documents required for Credit Card approval The demand for credit card has touched an all-time high. Many banks are offering credit cards with lots of unique features and benefits across a variety of categories spanning lifestyles, travel, shopping, fuel, dining, and entertainment. For availing a credit card, you need to submit a set […]

Credit Cards Credit Card for Low Income earners Finding the best credit card is not an easy task given the range of credit cards available in the market. There are many factors that can come into play while selecting the best credit card, the most important factor among that is your income. It is your […]

Credit Cards Interest rates in Credit Cards Know about the Interest rates in various types of Credit Cards Interest rates are one of the very important components of Credit Card. The interest rate is charged by the Credit Card providers on the amount that has been borrowed. It is applicable only for cardholders that do […]

Credit Cards 7 Charges and fee with Credit Card Credit cards are a valuable financial instrument that can be used as a replacement for cash. Using credit cards, you can purchase your desired items and pay them back at a later date. Every credit card provider provides a timeframe (usually 40 days) for the borrower […]