Network vs Non-Network Hospital: Things You Must Know

Network Hospital vs Non-Network Hospital: Things You Must Know Whenever you avail a best health insurance policy in India, policyholder may have come across two terms – network hospital and non-network hospital. Each of these options has its advantages and disadvantages, and on this basis, it is possible to choose the one that fits your […]

Personal Loan Secrets: 5 Key Insights Banks Don’t Share

Personal loan Personal Loan Secrets Unveiled: 5 Things Banks Don’t Tell You (But You Need to Know) When it comes to taking a personal loan online, many details can be easily overlooked amid the paperwork. Banks and other financial organizations generally share only the most basic information, but there are several lesser-known aspects that might […]

SIPs, Stocks, and Beyond: Building a Diversified Investment Portfolio

Investment SIPs, Stocks, and Beyond: Building a Diversified Investment Portfolio Particularly in the active Indian market, creating your first diversified investing portfolio can be an exciting but sometimes challenging task. A well-organized portfolio increases financial gain possibilities in addition to helping manage risks. These are some useful ideas to guide you through the process of […]

How Mutual Funds help capitalize on booming capital market

mutual funds 7 Reasons Why Mutual Funds Are Your Ticket to India’s Capital Market Boom India’s capital markets are constantly on the rise. Whether you are trading stocks directly or investing through mutual funds, there couldn’t have better been a time for it. Capital markets play a crucial role in facilitating financial transactions. If you […]

Understanding Hard Inquiry on your credit report

Credit Score Understanding Hard Inquiry in your credit report Whenever you apply for a loan or a credit card, a hard pull or hard Inquiry occurs from the lender’s side. It is done to evaluate your creditworthiness to assess risks. In this post, we will learn in detail about hard Inquiry and the impact on […]

What is the FOIR for Personal Loan Approval in Top Banks and NBFCs

What is the FOIR for Personal Loan Approval in Top Banks and NBFCs FOIR (Fixed Obligation to Income Ratio) is a key parameter used by banks and NBFCs (Non-Banking Financial Companies) to assess a personal loan applicant’s repayment capacity. It measures the proportion of your income that goes towards fixed obligations, such as existing EMIs […]

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Understanding IRS Tax Levies: Can the IRS Seize Your Digital Assets?

Understanding IRS Tax Levies: Can the IRS Seize Your Digital Assets? In today’s increasingly digital world, how we manage and store our assets has drastically changed. With the rise of cryptocurrencies, NFTs, and other digital holdings, many taxpayers wonder how these assets are treated under U.S. tax law. More specifically, as the IRS continues to […]

Why and How to Diversify Your Portfolio

Why and How to Diversify Your Portfolio? Investing in an all-equity portfolio may seem logical when the stock market is showing double-digit returns. However, equity markets do not rise in a straight line. The returns on the Nifty 500 index over five years reflect results at a single point in time. Stock markets have experienced […]

Can You Purchase Term Insurance Without Income Proof?

Can You Purchase Term Insurance Without Income Proof? One of the most popular insurance plans is a term insurance plan. It is a fixed-length life insurance policy that provides a fixed lump sum amount at maturity or during the policy term to the policyholder or their dependents in case of his or her death. A […]

How to close IndusInd bank credit card

IndusInd Credit cards How to Close IndusInd Bank Credit Card If you’re looking to close your IndusInd Bank credit card for any reason—be it to manage your finances better or to avoid paying annual fees—it’s important to understand the steps involved in the closure process. Closing a credit card involves more than just cutting the […]