Fulfil your wishes with

Tata Capital Personal Loan, Interest rates from 10.99%

Contact Tata Capital for all your urgent financial commitments. Get a personal loan upto Rs. 35 Lakhs. Interest rates from 10.99%. Know more!

Apply now

Get Instant

Approval

Direct Cash

Transfer

Lowest

Interest Rates

Minimal

Documentation

Check Eligibility in 5 mins

Salary - ₹25,000
Cibil Score - 700+
Loan amount offered - ₹75,000 - ₹35,00,000
Loan Tenure upto 6 Years
Interest rates from 10.99% - 35%
Minimum of 1 year of work experience
Two types of Personal Loan options – Standard and Step-up Flexi
2% to 2.75% of the loan amount processing fee of the loan amount

Tata Capital Personal Loan

Tata Capital offers personal loan for salaried employees at a lower interest rate of 10.99%. Tata capital disburses loans from Rs. 40000 to Rs. 35 Lakhs at attractive interest rates. Get your personal loan easily in four simple steps with their complete digital loan process.

Features of Tata Capital Personal Loan

Multipurpose Personal Loan: Whether it is planning a wedding going on a vacation or renovating home, you can avail personal loan for a variety of purposes
No Collateral/Security: No collateral or security required for personal loan. Tata Capital sanctions personal loan based on your repaying ability
Overdraft Facility: Need extra money? Tata capital offers overdraft facility option wherein the interest is charged only on the amount taken
Pre-payment charges: You can pay upto 25% of the outstanding loan amount anytime after the tenure of 12 months without having to pay prepayment fee
Faster Loan process: The process of applying for a personal loan is completely digital at Tata Capital. Therefore, the processing of personal loan is much faster
Flexible tenure: Pay off your personal loan in the term of your choice. Loan tenure upto 6 years is allowed. Personalized offers provided

Tata Capital

Eligibility criteria for Personal Loan at Tata Capital

Age between 22-58
Monthly Income of Rs. 20000 atleast
Minimum one year of experience
Credit score of 700 and above
The tenure of stay at present residence

Fees and Charges of Personal loan at Tata Capital

Interest charges	10.99 – 35%
Loan Amount	75000 – 35 Lakhs
Tenure	12-72 months
Processing Fee	5.5% of the loan amount + GST
Pre-closure charges	Lockin period 12 months, 4.5% of the principal outstanding at the time of foreclosure. 3. 2% extra of the principal outstanding to be levied if closed within lock-in period
Dishonour Charges	Rs. 600 and above
Mandate rejection charges	Rs. 450
Default in Payment amount due	3% per month on Overdue amount
Loan Cancellation charges	2% of loan amount or Rs. 5750 (whichever is higher)
Statement of Accounts	Rs. 250+ Tax
Duplicate NOC	Rs. 550+ Tax
Duplicate Repayment schedule	Rs. 550+ Tax

Documents required for Tata Capital Personal Loan

Application form with recent Photograph
Proof of Identity and Proof of Residence: Self-attested Physical Photocopy or Digitally procured copy of Driving License, Passport, Voter’s ID and Aadhar Card (any one of the OVDs).
PAN No. and Self-attested copy of the PAN Card
Income Proof Documents: Salary Slips for the last 2 months
Bank Statement: Latest 3 months’ Salary Credit Bank Statement

How to Apply for a Tata Capital Personal Loan?

Visit https://www.fincover.com/banking/loan/personal/ and select Tata Capital
Enter all the required information as requested and Submit your personal loan application
Check if your personal loan is approved with the reference no provided
If approved and verified, the loan will disbursed in few days