PaySense Personal Loan - Interest rates from 16.8%
PaySense is financial startup offering lending solutions to customers at an interest rate starting from 16.8%. Explore the features further.
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PaySense Personal Loan
Paysense is a financial services company based on Mumbai. Partnering with IIFL, they provide personal to Indian customers from Rs. 5000 up to Rs. 2 Lakhs. Till date, they have disbursed over 2.5 Lakh loans. Their mission is to make finance simple, accessible, and transparent. Get a personal loan easily credited to your account with tenure from 3 months to 60 months.
Features of PaySense Personal Loan
Instant Personal Loans
Fulfil your needs with Instant personal loans from Rs. 5000 to Rs. 5 Lakhs
Quick Approval & Disbursal
Get approval instantly and money disbursed in your account soon
Completely Paperless
Digital processing of your loan without paper
Affordable EMI Plans
Get an EMI that is not heavy on your pocket and fits your monthly budget
Loan in Single Click
Your loan is just a click away after one time documentation
Zero Credit History
Loans sanctioned to customers even without any credit history
Multiple Locations
PaySense serves customers from over 300+ cities and 4000+ Pincodes
Eligibility criteria for Personal Loan at PaySense
- Loans for salaried employee with a net salary of Rs. 18000 and Rs. 20000 for Self-employed people
- Must be a resident of India
- Age limit from 21-60 years
Charges in PaySense personal loan
| Interest rates | From 1.4% to 2.3% per month |
| Loan amount | Rs. 5000 to Rs. 2 Lakhs |
| Tenure | Upto 5 years |
| Processing Fee | 2.5% on the principal loan amount |
| Late Payment Charge | Rs. 500 + GST |
| Foreclosure Charges | 4% on principal outstanding |
Documents required for PaySense Personal Loan
- ID proof (copy of voter ID card, driving licence, passport, or Aadhaar card)
- Address proof (copies of passport, voter ID, driving licence, or Aadhaar)
- A bank statement for the last three months bank e-statements
How to Apply for a PaySense Personal Loan?
- Visit https://www.fincover.com/banking/loan/personal/ and select Paysense
- Enter all the required information as requested and Submit your personal loan application
- Check if your personal loan is approved with the reference no provided
- If approved and verified, the loan will disbursed in few days
NBFCs
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- Personal loan for self-employed
- PL for IT Professionals
- Personal Loan for CA
- Personal Loan For Marriage
- Personal Loan For Women
- Personal Loan for Doctors
- Personal Loan for Pensioners
- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
- Personal Loan for CA
PaySense sanctions personal loan from a Minimum Rs. 50000 to maximum Rs. 10 Lakhs
