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Apply IndusInd Bank Personal Loan, Interest rates from 10.49%

Apply for a personal loan at IndusInd Bank upto 50 Lakhs with low interest rate, quick processing time, and minimum documentation.

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IndusInd Bank Personal Loan

IndusInd bank offers personal loans with easy documentation that will allow you to get the money you would need to meet your urgent expenses. Make life incredibly comfy with IndusInd Bank Personal Loans with interest rates from 10.49%

Features of IndusInd Bank Personal Loan

Easy Documentation

Obtain Personal loan from the comfort of your homes with minimal documentation, quick processing, and fast disbursal

Loan upto 50 Lakhs

Say goodbye to mortgaging and get loan upto Rs. 50 Lakhs without collateral

Flexi Personal Loan tenure

Choose from loan tenure between 1-6 years and repay at your convenience

Best in-class features

Gec facilities like low interest rate, door-step access, no pressure of collaterals, and many more

Easy KYC

Easily complete KYC via video calling with a bank representative

Low Interest rates

Get your loans sanctioned for an interest rates as low as 10.49%

In-access features

Quick Processing Time, Speedy Disbursal, Pre-closure options, and No Guarantor Required

Multi-purpose loans

Get Personal loans for multiple purposes like house renovation, education, medical expenses etc.

Eligibility criteria for IndusInd Bank Personal Loan

To apply for BoB personal loan, one must be:

Resident of India and must be minimum 21 years
The maximum age for sanctioning loan is 60 years for salaried and 65 for self-employed
Should have two years of working experience with atleast one year in the current organization for salaried, 5 years after relevant qualification for self-employed
Minimum income should be Rs. 25000 for salaried and 4.8 Lakhs annually for self-employed
Should have stayed in the current residence atleast for one year, if rented
Credit score of 750+

Charges in IndusInd Bank personal loan

Interest rates	From 10.49%
Loan Processing Charges	Upto 3% of Loan amount + taxes
Prepayment charges	4% of the outstanding (Plus applicable tax)
Loan cancellation charges	Rs. 1000 + taxas
Payment dishonour charges	Rs. 450+ taxes
Penal charges	Rs. 150 + Taxes
Loan Tenure	12 months – 60 months
Duplicate amortization charges	Rs. 250 + taxes

Documents required for IndusInd Personal Bank

For Salaried

Proof of Identity – Passport/Driving License/Voter ID/ PANCard
Residence Proof – Passport/License Agreement
Last 6 months bank statement and updated passbook
Salary slips for 3 months
Duly filled application form along with recent photograph

For Self-employed

KYC Documents – Proof of Identity, Address Proof, DOB Proof
IT Returns for the past one year
Income Proof
Last 6 months bank statement
Proof of Residence of Ownership
Proof of business continuity

IndusInd Bank Customer Care

Customers can reach their helpline at 18602677777
Email Support – reachus@indusind.com

How to Apply for a Loan at IndusInd Bank?

Get your loan approved in 4 simple steps,

Visit https://www.fincover.com/banking/loan/personal/ and select IndusInd Bank
Enter all the required information as requested and Submit your personal loan application
Check if your personal loan is approved
If approved and verified, the loan will disbursed in few days

Personal Loans by Bank

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Personal loans for Salary

What is the minimum eligibility for a personal loan?

1.An individual should be 21 years at the time of loan application
2.Minimum monthly income must be Rs. 25000
3.Completed Minimum of two years of employment and one year in the current company
4.One year atleast in the current residence

What is the maximum tenure available in a personal loan?

The maximum tenure in a personal loan must be 5 years

How to check the IndusInd Bank Personal Loan status?

You can check through their official netbanking account. If you do not have netbanking facility, email or call the bank to get the details

Can I check the IndusINd bank personal loan statement online?

Once you login to their netbanking, you will find a menu from where you can access personal loan statements. If you do not have netbanking, contact their customer support over phone or email

What is the standard time of approval for personal loans at IndusInd bank?

Once the bank receives all the documents from the borrower, the loan is sanctioned within 3-7 days

Do we need to have a savings account with IndusInd Bank to get personal loan?

No, there is no compulsion to have savings account with IndusInd bank