Bajaj Finance Personal Loan - Interest rates from 10.99%
Bajaj Finance Personal Loan is a multi-purpose loan that can be used to meet any financial need.
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Bajaj Finance Flexi Personal Loan
Bajaj Finance offers a Flexi Personal Loan, which allows borrowers to withdraw funds as per their needs from a pre-approved loan amount. Interest is charged only on the amount utilized, providing greater flexibility and cost-effectiveness
Flexi Hybrid feature allows you to make multiple withdrawals and deposits from your pre-approved sanction on the go
Benefits of Bajaj Finance Personal loan
Competitive interest rates: Bajaj Finance offers competitive interest rates on its personal loans, which makes them affordable for Ithem. Interest rates from 11% to 37 p.a.%
Quick loan approval: Bajaj Finance has a quick and easy loan approval process. You can get your loan approved within 24 to 48 hours of submitting your application.
No prepayment penalty: Bajaj Finance does not charge a prepayment penalty on its personal loans. This means that you can prepay your loan anytime without having to pay any additional charges.
No collateral required: Bajaj Finance Personal Loans are unsecured loans. This means that you do not need to pledge any collateral to avail of the loan.
Flexi Hybrid feature: Bajaj Finance Personal Loans come with the Flexi Hybrid feature. This feature allows you to make multiple withdrawals and deposits from your pre-approved sanction on the go. This makes it a very convenient loan option for borrowers who need to meet their financial needs over time.
Fees and charges of Bajaj Finance Personal Loan
- Processing fee: 3.93% Per Month
- Interest rate: 11% to 37%
- Bounce charge: Rs. 700-Rs. 1200
- Full Prepayment charge: Term loan – Up to 4.72%, Flexi term loan – Up to 4.72%, Flexi Hybrid Loan – Up to 4.72%
- Part Prepayment charges – Term loan – Upto 4.72%, nil charges for Flexi term loan and Flexi Hybrid
- Switch Fee – Upto 1.18%
- Late payment fee: 2% of the EMI amount
Eligibility criteria for Personal Loan at Bajaj Finance
- Salaried individuals and self-employed professionals
- Indian citizens aged between 21 and 80 years
- Minimum monthly income of ₹25,000 for salaried individuals and ₹30,000 for self-employed professionals
- Good credit score
Documents required for Axis Finance Personal Loan
- KYC documents (PAN card, Aadhaar card, and passport-size photographs)
- Income documents (salary slips or bank statements for the last 3 months)
- Bank statement for the last 3 months
- Cancelled cheque
How to Apply for an Axis Finance Personal Loan?
You can apply for a Bajaj Finance Personal Loan online or through a Bajaj Finserv branch or Fincover. To apply online at Fincover. com
- Visit www.fincover.com website and fill out the application form
- You will need to provide your personal and financial details, such as your name, address, income, and employment status.
- You will also need to upload your KYC documents, such as your PAN card and Aadhaar card
- Fill out the application and you will get a loan reference number. Track your personal loan details further here
NBFCs
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- Personal loan for self-employed
- PL for IT Professionals
- Personal Loan for CA
- Personal Loan For Marriage
- Personal Loan For Women
- Personal Loan for Doctors
- Personal Loan for Pensioners
- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
- Personal Loan for CA
