Rs.10 Lakhs Personal Loan @10.49% p.a
Need ₹10 Lakh personal loan urgently? with instant approval, flexible EMIs, and low-interest rates starting at 10.49% with up to 7 Years of Tenure!
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Rs.10 Lakh Personal Loan
Are you in need of financial support to fulfill your dreams, cover unexpected expenses, or consolidate your debts? Look no further! At Fincover, we have collated the best personal loan deals from multiple banks and NBFCs. Both salaried and self-employed can avail personal loans. Applicants can avail loans from 1 Lakh – 50 Lakhs. Apply now for a Personal loan of 10 Lakhs easily following the hassle-free application process and get instant approval.
Rs.10 Lakh Personal Loan EMI for 1 - 7 Years
Loan Amount: Rs.10 Lakh
ROI: 10.5%
Tenure | Interest Rate | EMI (Per Month) |
---|---|---|
10 lakh personal loan EMI for 1 year | 10.50% | ₹88,238 |
10 lakh personal loan EMI for 2 years | 10.50% | ₹46,506 |
10 lakh personal loan EMI for 3 years | 10.50% | ₹32,493 |
10 lakh personal loan EMI for 4 years | 10.50% | ₹25,620 |
10 lakh personal loan EMI for 5 years | 10.50% | ₹21,490 |
10 lakh personal loan EMI for 6 years | 10.50% | ₹18,715 |
10 lakh personal loan EMI for 7 years | 10.50% | ₹16,793 |
Bank Interest rates for 10 Lakh Personal Loan
Institution | Interest rates | Loan amount |
DBS bank | From 10.99% | Upto 15 Lakhs |
HDFC | From 10.5% | Upto 40 Lakhs |
Axis Bank | From 10.49%` | Upto 40 Lakhs |
ICICI bank | 10.75%-19% | Upto 40 Lakhs |
Bank of Baroda | 10.75% – 18.5% | Upto 5 Lakhs |
SBI | From 11% | Upto 30 Lakhs |
IndusInd | From 10.49% | Upto 50 Lakhs |
Yes Bank | From 10.99% | Upto 40 Lakhs |
Standard Chartered | From 11.5% | Upto 50 lakhs |
IDFC | From 10.49% | Upto 50 Lakhs |
Kotak Mahindra | From 10.99% | Upto 40 Lakhs |
PNB | From 11.40% | Upto 20 Lakhs |
Bandhan bank | From 11.55% | Upto 25 Lakhs |
NBFCs Interest rates for 10 Lakh Personal Loan
Institution | Interest rates | Loan amount |
Piramal Finance | From 12.99% | Upto 35 Lakhs |
Shriram Finance | From 14% | Upto 35 Lakhs |
Tata Capital | From 10.99% | Upto 35 Lakhs |
InCred | From 18% | Upto 3 Lakhs |
Finnable | From 16% | Upto 10 Lakhs |
PaySense | From 16.8% | Upto 5 Lakhs |
Poonawalla | From 9.99% | Upto 30 Lakhs |
Fullerton | From 11.99% | Upto 25 Lakhs |
LendingKart | From 12% | Upto 3 Lakhs |
Axis Finance | From 13% | Upto 25 Lakhs |
L&T Finance | From 12% | Upto 7 Lakhs |
Mahindra Finance | From 10.99% | Upto 10 Lakhs |
Aditya Birla | From 11.99% | Upto 50 Lakhs |
Bajaj Finance | From 11% | Upto 50 Lakhs |
10 Lakh Personal Loan for Various Purposes
₹ 10 Lakh Personal Loan for Salaried Employees: This loan can be used for various personal needs such as emergency expenses, vacation, or large purchases. It provides financial flexibility and can be repaid through easy EMIs.
₹ 10 Lakh Personal Loan for Self-Employed: Self-employed individuals can use this loan for business expansion, working capital, or personal needs. It helps manage cash flow and support business growth without affecting personal finances.
₹ 10 Lakh Personal Loan for Home Renovation: This loan is ideal for upgrading or renovating your home, such as adding new features or modernizing existing ones. It offers a way to enhance living conditions without using savings.
₹ 10 Lakh Personal Loan for Medical Expenses: A loan of ₹10 lakh can cover significant medical costs, including surgeries, treatments, or hospital bills. It provides financial relief during unexpected health emergencies.
₹ 10 Lakh Personal Loan for Debt Consolidation: This loan helps consolidate multiple debts into a single payment, simplifying finances and often lowering the overall interest rate. It’s a useful tool for managing and reducing debt.
₹ 10 Lakh Personal Loan for Travel: Use this loan to fund extensive vacation or travel plans. It covers flights, accommodation, and other travel-related costs, making dream trips more accessible.
₹ 10 Lakh Personal Loan for Marriage: This loan can cover the costs associated with a wedding, including venue, decorations, catering, and other expenses. It helps in planning a memorable celebration without financial strain.
₹ 10 Lakh Personal Loan for Business: Ideal for starting or expanding a business, this loan provides the necessary capital for investments, inventory, or other business-related expenses, supporting growth and operational needs.
Eligibility Criteria for Personal Loan of 10 Lakh
To apply for a Personal Loan, you need to meet the following criteria
Criteria | Details |
---|---|
Minimum Age | 21 years |
Maximum Age | 60 years (varies by lender) |
Minimum Salary | ₹35,000 per month* |
Employment Type | Salaried Employees |
Work Experience | Minimum 1 year (salaried) |
Credit Score | 700+* |
Citizenship | Indian Resident |
Loan Tenure | Up to 7 years |
This is a general guideline; individual lenders may have slightly different criteria.
Documents Required for Personal Loan of 10 Lakhs
Document Type | Details |
---|---|
Identity Proof | Aadhaar Card, PAN Card, Passport, Voter ID, Driving License |
Address Proof | Utility Bills (Electricity, Water, Gas), Aadhaar Card, Passport, Rent Agreement |
Income Proof | Latest Salary Slips (last 3 months) |
Bank Statements | Bank Statements (last 3-6 months) |
Employment Proof | Offer Letter, Employment Certificate |
Photographs | Recent Passport-sized photographs |
Loan Application Form | Duly filled and signed form from the lender |
Why Wait? Apply Today!
Don’t let financial constraints hold you back from achieving your goals. Apply for a personal loan of 10 lakhs and take the first step toward a brighter financial future.
NBFCs
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