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Rs.10 Lakhs Personal Loan @10.49% p.a

Need ₹10 Lakh personal loan urgently? with instant approval, flexible EMIs, and low-interest rates starting at 10.49% with up to 7 Years of Tenure!

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Home Banking Loan personal loan Rs.10 lakh Personal Loan

Rs.10 Lakh Personal Loan

Are you in need of financial support to fulfill your dreams, cover unexpected expenses, or consolidate your debts? Look no further! At Fincover, we have collated the best personal loan deals from multiple banks and NBFCs.  Both salaried and self-employed can avail personal loans. Applicants can avail loans from 1 Lakh – 50 Lakhs. Apply now for a Personal loan of 10 Lakhs easily following the hassle-free application process and get instant approval.

Rs.10 Lakh Personal Loan EMI for 1 - 7 Years

Loan Amount: Rs.10 Lakh

ROI: 10.5%

TenureInterest RateEMI (Per Month)
10 lakh personal loan EMI for 1 year10.50%₹88,238
10 lakh personal loan EMI for 2 years10.50%₹46,506
10 lakh personal loan EMI for 3 years10.50%₹32,493
10 lakh personal loan EMI for 4 years10.50%₹25,620
10 lakh personal loan EMI for 5 years10.50%₹21,490
10 lakh personal loan EMI for 6 years10.50%₹18,715
10 lakh personal loan EMI for 7 years10.50%₹16,793

Bank Interest rates for 10 Lakh Personal Loan

Banks
Institution Interest rates Loan amount
DBS bank From 10.99% Upto 15 Lakhs
HDFC From 10.5% Upto 40 Lakhs
Axis Bank From 10.49%` Upto 40 Lakhs
ICICI bank 10.75%-19% Upto 40 Lakhs
Bank of Baroda 10.75% – 18.5% Upto 5 Lakhs
SBI From 11% Upto 30 Lakhs
IndusInd From 10.49% Upto 50 Lakhs
Yes Bank From 10.99% Upto 40 Lakhs
Standard Chartered From 11.5% Upto 50 lakhs
IDFC From 10.49% Upto 50 Lakhs
Kotak Mahindra From 10.99% Upto 40 Lakhs
PNB From 11.40% Upto 20 Lakhs
Bandhan bank From 11.55% Upto 25 Lakhs

NBFCs Interest rates for 10 Lakh Personal Loan

NBFCs
Institution Interest rates Loan amount
Piramal Finance From 12.99% Upto 35 Lakhs
Shriram Finance From 14% Upto 35 Lakhs
Tata Capital From 10.99% Upto 35 Lakhs
InCred From 18% Upto 3 Lakhs
Finnable From 16% Upto 10 Lakhs
PaySense From 16.8% Upto  5 Lakhs
Poonawalla From 9.99% Upto 30 Lakhs
Fullerton From 11.99% Upto 25 Lakhs
LendingKart From 12% Upto 3 Lakhs
Axis Finance From 13% Upto 25 Lakhs
L&T Finance From 12% Upto 7 Lakhs
Mahindra Finance From 10.99% Upto 10 Lakhs
Aditya Birla From 11.99% Upto 50 Lakhs
Bajaj Finance From 11% Upto 50 Lakhs

10 Lakh Personal Loan for Various Purposes

₹ 10 Lakh Personal Loan for Salaried Employees: This loan can be used for various personal needs such as emergency expenses, vacation, or large purchases. It provides financial flexibility and can be repaid through easy EMIs.

₹ 10 Lakh Personal Loan for Self-Employed: Self-employed individuals can use this loan for business expansion, working capital, or personal needs. It helps manage cash flow and support business growth without affecting personal finances.

₹ 10 Lakh Personal Loan for Home Renovation: This loan is ideal for upgrading or renovating your home, such as adding new features or modernizing existing ones. It offers a way to enhance living conditions without using savings.

₹ 10 Lakh Personal Loan for Medical Expenses: A loan of ₹10 lakh can cover significant medical costs, including surgeries, treatments, or hospital bills. It provides financial relief during unexpected health emergencies.

₹ 10 Lakh Personal Loan for Debt Consolidation: This loan helps consolidate multiple debts into a single payment, simplifying finances and often lowering the overall interest rate. It’s a useful tool for managing and reducing debt.

₹ 10 Lakh Personal Loan for Travel: Use this loan to fund extensive vacation or travel plans. It covers flights, accommodation, and other travel-related costs, making dream trips more accessible.

₹ 10 Lakh Personal Loan for Marriage: This loan can cover the costs associated with a wedding, including venue, decorations, catering, and other expenses. It helps in planning a memorable celebration without financial strain.

₹ 10 Lakh Personal Loan for Business: Ideal for starting or expanding a business, this loan provides the necessary capital for investments, inventory, or other business-related expenses, supporting growth and operational needs.

Eligibility Criteria for Personal Loan of 10 Lakh

To apply for a Personal Loan, you need to meet the following criteria

CriteriaDetails
Minimum Age21 years
Maximum Age60 years (varies by lender)
Minimum Salary₹35,000 per month*
Employment TypeSalaried Employees
Work ExperienceMinimum 1 year (salaried)
Credit Score700+*
CitizenshipIndian Resident
Loan TenureUp to 7 years

This is a general guideline; individual lenders may have slightly different criteria.

Documents Required for Personal Loan of 10 Lakhs

Document Type Details
Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID, Driving License
Address Proof Utility Bills (Electricity, Water, Gas), Aadhaar Card, Passport, Rent Agreement
Income Proof Latest Salary Slips (last 3 months)
Bank Statements Bank Statements (last 3-6 months)
Employment Proof Offer Letter, Employment Certificate
Photographs Recent Passport-sized photographs
Loan Application Form Duly filled and signed form from the lender

Why Wait? Apply Today!

Don’t let financial constraints hold you back from achieving your goals. Apply for a personal loan of 10 lakhs and take the first step toward a brighter financial future.

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