Piramal Finance, part of the Piramal Group, is a leading non-banking financial company (NBFC) in India. With a rich legacy dating back to four decades, Piramal Finance has grown into a diversified financial services provider, focusing on wholesale and retail lending. It entered retail sector by offering housing finances and are now offering personal loans and business loans through their entities Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). They have been involved in funding projects such as Mumbai Redevelopment Fund focusing on slum rehabilitation and other major projects. They have more than 26 Lakh customers and have their presence in more than 400+ locations. With more than 5k + Partner tie-ups, the distribution is a breeze.
Vision and Mission of Piramal Finance
Vision:
Piramal Finance envisions becoming the most preferred NBFC in India for all kinds of loan needs, offering innovative, customer-centric financial solutions that drive sustainable results for business.
Mission:
- To provide flexible and tailored financial products that meet the evolving needs of businesses and consumers.
- To consistently innovate products and services that add value
- To leverage technology and data-driven insights to enhance customer experience and operational efficiency.
Why Choose Piramal Finance?
- Streamlined and simple loan process
- Quick Loan Processing
- Instant Sanction and Disbursal
- Reasonable Interest rates
- Flexible Repayment options
- Easy Documentation
- No Hidden Charges
Products and Services Offered by Piramal Finance
Piramal Finance offers a broad range of financial solutions catering to both wholesale and retail clients:
1. Corporate Lending:
- Corporate Finance: Debt and structured finance solutions for corporates across industries like infrastructure, renewable energy, and manufacturing.
- Emerging Corporate Lending: Financing emerging and mid-market businesses on a sector-agnostic basis. They invest in diverse sectors such as dealership, auto ancillaries, pharmaceuticals, and IT sector
2. Real estate Financing
Real Estate Financing has been the core business of Piramal Finance since their inception as a financial services platform. They are capable of funding capital stack across capital stack including early-stage equity to late-stage debt, loan against property as well bulk buying apartments
3. Retail Lending:
- Home Loans: Affordable housing loans for first-time buyers and those looking to build new loans
- Loan Against Property (LAP): Secured loans for personal or business needs, leveraging property assets.
- Loan Balance Transfer: Get balance transfer loans to consolidate debts and repay them at a lower interest rate from 9.65%
4. Small business Loans:
- Funding small businesses and helping them break the ceiling.
5. Digital Lending:
- Collaborating with fintech companies to offer fast and accessible loans through digital platforms.
Corporate Social Responsibility (CSR) Initiatives
Piramal Foundation under the umbrella of Piramal Group, is deeply committed to social responsibility. The Piramal Foundation spearheads the group’s CSR efforts with initiatives focusing on education, healthcare, and social infrastructure. Some of their key CSR projects include:
- Piramal Swasthya: Started with a nobile intention to assist India’s vision to meet Universal Health Coverage, Piramal Swasthya Offers accessible and affordable healthcare services to underserved communities.
- Piramal Sarvajal: Started in the year 2008, this wing ensures affordable access to safe drinking water in underserved areas. Over 7 Lakh+ people from numerous villages across 20 states are benefitting through this initiative
- Piramal Foundation for Leadership (PFEL): Piramal School of Leadership (PSL) empowers government middle managers, training them annually in SEWA and technical skills to enhance public systems leadership.
Conclusion
Piramal Finance has evolved into one of India’s most trusted NBFCs, offering a diverse range of financial solutions that cater to the wholesale and retail markets. With a focus on customer-centricity, innovation, and social responsibility, Piramal Finance continues to make a mark as the most trusted partner for your financial needs.
