Yes Premia Credit Card
Discover the power of the Yes Premia Credit Card, designed to enhance your lifestyle with a range of exclusive rewards and benefits. Apply now!


Yes Premia Credit Card
- Cashback
- Rewards
Fee
Joining Fee –Rs. 999 + GST
Annual Fee – Rs. 999 + GST
- Welcome Bonus: Get FREE Amazon voucher worth ₹500* on spending ₹1000 within first 30 days
- Accelerated Rewards: Earn reward points on Travel and Dining Spends Gain 12 reward points on every ₹200 spent on travel and dining, up to 3,000 per statement cycle. Additionally, earn 8 reward points on all other categories.
- Lounge Privileges: 2 complimentary Domestic Airport lounge visit per calendar quarter for Primary Cardmember, and 3 complimentary International (Outside India) Aiport lounge visits per calendar year
- Complimentary Golf Services:4 green fee waiver per year 1 Golf lesson per year at select golf courses in India.
- Insurance Coverage: Credit Shield cover of 3 Lac, Lost Card liability 3 Lac
Fuel Offers: 1% fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.
- Card Protection Plan: Card Protection Plan encompasses seveal benefits in the event you misplace the card such as single call assistance to block, emergency cash, emergency hotel bills, Roadside Assistance Benefits and Temporary Smartphone replacement benefit if a smartphone is lost
Dining Offers: Get a minimum 15% discount on dining at select restaurants on your YES Bank Credit Card
Contactless Loan: Contactless transaction with NFC-enabled technology
Fee/Charge | Amount |
Annual Fee (First Year) | ₹999 + taxes (waived on spending ₹50,000 within 90 days) |
Annual Fee (Renewal) | ₹999 + taxes (waived on spending ₹2 lakh within the previous year) |
Interest Rate | 3.80% per month (45.6% annually) on revolving credit, cash advances, and overdue amounts |
Cash Advance Fee | 2.5% of the advance amount (minimum ₹300) |
Over Limit Fee | 2.5% of the over-limit amount (minimum ₹500) |
Foreign Currency Markup | 3.5% |
Late Payment Fee | Fee varies depending on outstanding balance (starts from ₹150) |
Add-on Card Fee | Free (up to 3 cards) |
Foreign Conversion | 3.5% |
Duplicate Statement Fee | Rs. 100 per statement |
Criteria | Details |
Age | 21 to 60 years |
Occupation | Salaried or Self-employed |
MinimumIncome (Salaried) | ₹1 lakh net salary per month or IT returns of over 9 Lakhs |
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Document | Description |
Identity Proof | PAN Card |
Address Proof | Passport/Utility Bill/Ration Card/Driving License etc. |
Income Proof | Salary Slip/Form 16/ITR documents (as applicable) |
Photograph | Recent passport-sized color photograph |
Click on the apply button below the card
- Complete the online application and attach necessary documents required
- Once, we receive the application, you will be provided an acknowledgement number
- Track the status of your credit card application
What are the key features of the Yes Premia Credit Card?
Yes Premia Credit Card offers features such as accelerated reward points on spending, complimentary lounge access, travel benefits, concierge services, and more.
Does the Yes Premia Credit Card offer any travel benefits?
Yes, this card often provides a range of travel benefits such as complimentary airport lounge access, travel insurance coverage, discounts on airfare and hotel bookings,
What is the Customer care number for credit cards in yes bank?
For Yes First Credit Card Complaints or disputes or frauds,
- 1800 103 6000 (Toll Free for Mobile & Landlines in India)
- +91 22 4935 0000 (When Calling from Outside India)
Is there a reward program for Yes Bank Premia Credit Card?
Yes Bank has a robust reward system where cardholders earn rewards for every possible transaction. These points can be redeemed for a variety of rewards, including merchandise, and travel bookings