Travel credit cards
There are several travel credit cards available in India that can help make your travel dreams a reality while providing various benefits and rewards!
Best Travel credit cards
HDFC Regalia Credit Card
- Travel friendly
Fee
Joining Fee - Rs. 500
Annual Fee – Rs. 500
More info
HDFC Regalia Credit Card is one of the most popular travel credit cards in India. It offers numerous benefits, including airport lounge access, travel insurance, and rewards points for travel-related expenses. This card is ideal for frequent travelers who want to enjoy the luxury of airport lounges and earn rewards on their travel expenses.
- Complimentary airport lounge access: HDFC Regalia Credit Card provides free access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Travel insurance: This card offers travel insurance coverage of up to Rs. 1 crore in case of flight delays, baggage loss, or any other travel-related mishap.
- Rewards points: HDFC Regalia Credit Card provides 4 reward points for every Rs. 150 spent on travel-related expenses, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 5000
Benefits
HDFC Regalia Credit Card is a perfect choice for frequent travelers as it provides exclusive travel benefits, including airport lounge access, travel insurance, and rewards points for travel-related expenses.
ICICI Bank Sapphiro Credit Card
- Travel friendly
Fee
Joining Fee - Rs.100 + GST (monthly)
Annual Fee - Nil
More info
ICICI Bank Sapphiro Credit Card is a premium travel credit card that provides exclusive benefits to travelers. This card offers airport lounge access, complimentary golf rounds, and rewards points for travel-related expenses. This card is ideal for those who travel frequently and enjoy luxury experiences.
- Lounge access: Axis Bank Vistara Signature Credit Card provides free access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Flight discounts: This card offers up to 15% discount on Vistara flights booked through the Vistara website.
- Rewards points: Axis Bank Vistara Signature Credit Card provides 4 reward points for every Rs. 200 spent on travel-related expenses, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4000.
- Airport lounge access: ICICI Bank Sapphiro Credit Card offers complimentary access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Golf rounds: This card provides two complimentary golf rounds per month at select golf courses across India.
- Rewards points: ICICI Bank Sapphiro Credit Card provides 2 reward points for every Rs. 100 spent on travel-related expenses, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4000.
Benefits
ICICI Bank Sapphiro Credit Card provides exclusive travel benefits, including airport lounge access, golf rounds, and rewards points for travel-related expenses, making it an ideal choice for frequent travelers who enjoy luxury experiences.
Premium
Axis Bank Vistara Signature Credit Card
- Travel friendly
- Cashback
Fee
Joining Fee - Rs. 3000 + GST
Annual Fee - Rs. 3000 + GST
More info
Axis Bank Vistara Signature Credit Card is designed for frequent travelers on Vistara airlines. This card offers benefits such as lounge access, discounts on flights, and rewards points. This card is ideal for those who travel frequently on Vistara airlines and want to earn rewards on their travel expenses.
- Lounge access: Axis Bank Vistara Signature Credit Card provides free access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Flight discounts: This card offers up to 15% discount on Vistara flights booked through the Vistara website.
- Rewards points: Axis Bank Vistara Signature Credit Card provides 4 reward points for every Rs. 200 spent on travel-related expenses, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4000.
Benefits
Axis Bank Vistara Signature Credit Card is a great choice for frequent travelers on Vistara airlines, as it offers exclusive benefits such as lounge access, flight discounts, and rewards points.
American Express Platinum Travel Credit Card
- Travel friendly
Fee
Joining Fee - Rs. 3000 + GST
Annual Fee - Rs. 3000 + GST
More info
American Express Platinum Travel Credit Card is a premium travel credit card that offers a range of travel benefits and rewards. This card provides travel vouchers, complimentary airport lounge access, and rewards points for travel-related expenses. This card is ideal for those who travel frequently and want to enjoy luxury experiences.
- Travel vouchers: American Express Platinum Travel Credit Card provides travel vouchers worth Rs. 10,000 on spending Rs. 4 lakhs in a year, which can be redeemed for flights or hotel bookings.
- Airport lounge access: This card offers complimentary access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Rewards points: American Express Platinum Travel Credit Card provides 1 reward point for every Rs. 50 spent on all transactions, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 10,000.
Benefits
American Express Platinum Travel Credit Card is a great choice for frequent travelers who want to enjoy luxury experiences and earn rewards on their travel expenses.
SBI Elite Credit Card
- Travel friendly
Fee
Joining Fee - Rs. 4,999 + GST
Annual Fee - Rs. 4,999 + GST
More info
SBI Card Elite is a premium travel credit card that provides exclusive benefits and rewards to travelers. This card offers travel vouchers, airport lounge access, and rewards points for travel-related expenses. This card is ideal for those who travel frequently and want to earn rewards on their travel expenses.
- Travel vouchers: SBI Card Elite provides travel vouchers worth Rs. 5,000 on spending Rs. 5 lakhs in a year, which can be redeemed for flights or hotel bookings.
- Airport lounge access: This card offers complimentary access to airport lounges in India and abroad, making your travel more comfortable and enjoyable.
- Rewards points: SBI Card Elite provides 2 reward points for every Rs. 100 spent on all transactions, which can be redeemed for hotel bookings, flight tickets, or shopping.
- Fuel surcharge waiver: This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4,000.
Benefits
SBI Card Elite is a great choice for frequent travelers who want to enjoy exclusive benefits and rewards on their travel expenses.
Benefits of Travel Credit Cards
Complimentary Airport Lounge Access: One of the most significant benefits of travel credit cards is that they offer complimentary airport lounge access. This means that you can relax in the lounge before your flight and enjoy free food, drinks, and Wi-Fi.
Travel Insurance: Most travel credit cards offer travel insurance, which covers you in case of any mishap during your trip. This includes medical emergencies, trip cancellations, and lost luggage.
Rewards Points: Travel credit cards also offer rewards points for travel-related expenses. These rewards points can be redeemed for various benefits such as cashback, gifts, or air miles.
Discounts and Offers: Travel credit cards also come with a host of discounts and offers on dining, shopping, and entertainment. These discounts and offers can help you save money during your trip.
Fuel Surcharge Waiver: Most travel credit cards offer fuel surcharge waiver, which means that you don’t have to pay any extra fees when you use your card to pay for fuel.
Documents Required to Apply for a Travel Credit Card
- Recent Passport sized photo
- ID Proof (Voter ID/PAN Card/Aadhar)
- Address Proof
- Income Proof (Payslip, Salary Certificate)
- Bank Statements with salary credit4
- Form 16
How to apply for Travel credit cards at Fincover?
- Log onto “Fincover.com”
- Click on the Credit Cards tab
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.
