IndusInd Bank Credit Cards 2024
Unlock rewards & experiences with IndusInd Bank Credit Cards! Explore Lifestyle, Rewards, Co-Branded & Fuel cards. Find the perfect fit for your needs. Apply online instantly!
- Lifetime Free Cards
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- Completely Digital Process
BESTSELLING* IndusInd Credit Cards
IndusInd Bank Platinum RuPay Credit Card
Expert Review (4.9/5)
☆☆☆☆☆ 4.9/5
- Rewards
- Cashback
- UPI payments: Link your card to your UPI account for convenient and rewarding transactions
- Lifetime free card (NO ANNUAL & NO JOINING fee)
- 2X reward points on every ₹100 spent through UPI: This is the card’s most significant benefit, making it attractive for frequent UPI users
- Fuel surcharge waiver: Get 1% discount on fuel surcharge across all petrol pumps in India for transactions between ₹400 and ₹4,000
- Air accident insurance cover of up to INR 25 lakh
IndusInd bank Nexxt Credit Card
Expert Review (4.5/5)
☆☆☆☆☆ 4.5/5
- Cashback
- Shopping
Benefits
- Get 1 reward point for every ₹ 150 spent on your IndusInd Bank Nexxt Credit Card. The value of 1 reward point is Rs. 1. Aside from this, the rewards can be converted into airmiles in 1:1 ratio
- Enjoy a leisurely stay at one of the best Oberoi Hotels, Choose from exquisite collection of Montblac watches, Access to premium brands with Luxe Gift Card, Discounts from multiple brands like amazon, Flipkart, Zee5, Uber, and Ola
- IndusInd has tied up with ICICI Lombard to provide travel insurance to the Nexxt Credit Card holders
IndusInd Platinum Aura Edge credit card
Expert Review (4.4/5)
☆☆☆☆☆ 4.4/5
- Travel
- Shopping
Benefits
- Upto 4x Reward Points on every Rs. 100 Spent
- Discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola etc
- Travel insurance from ICICI Lombard that covers baggage loss upto Rs. 1 Lakh
- 1%* waiver on all petrol pumps across India.
- Total Protect plan to ensure complete safety, coverage against unauthorized transactions in the card
- complimentary personal air accident insurance cover of up to Rs. 25 lakhs
IndusInd bank Legend Credit Card
Expert Review (4.4/5)
☆☆☆☆☆ 4.4/5
- Cashback
- Shopping
Benefits
- Complimentary stay at Oberoi Hotel
- Waiver on Foreign currency markup
- Access to 600+ lounges all over the world
- Buy one get one offer on BookMy Show. Avail upto three tickets per month
- Concierge services during a trip like pre-trip assistance, hotel reservation, flight booking, exclusive booking
- Insurance covers up to 48 hours before reporting the loss of your card
- Get discount vouchers from multiple brands like Amazon, ALDO, Benetton, Flipkart, Zee5
IndusInd Platinum Visa Credit Card
Expert Review (4.6/5)
☆☆☆☆☆ 4.6/5
- Cashback
- Shopping
Benefits
- Welcome Benefits from Montblac, a luxury accessories brand, Luxe Gift Card, Complimentary stay in the PostCard Hotel
- Discount vouchers from Amazon, Flipkart, Zee5, Uber, Ola, Pantaloons, Bata, Raymond, etc
- Travel Insurance from ICICI Lombard
- waiver* of 1% on fuel surcharge at any petrol station within India
- Total Protect cover to prevent fraudulent usage of your credit card
- complimentary personal air accident insurance cover of up to Rs. 25 lakhs
IndusInd Platinum Master Credit Card
Expert Review (4.4/5)
☆☆☆☆☆ 4.4/5
- Cashback
- Shopping
Benefits
- Upto 4x Reward Points on every Rs. 100 Spent
- Discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola etc
- Travel insurance from ICICI Lombard that covers baggage loss upto Rs. 1 Lakh
- 1%* waiver on all petrol pumps across India.
- Total Protect plan to ensure complete safety, coverage against unauthorized transactions in the card
- complimentary personal air accident insurance cover of up to Rs. 25 lakhs
EazyDiner Indusind Credit Card
Expert Review (4.7/5)
☆☆☆☆☆ 4.7/5
- Cashback
- Shopping
Benefits
- 25% OFF upto ₹1000 everytime you eat out and order on app via PayEasy.
- Two complimentary domestic airport lounge stay with gourmet meals
- Complimentary movie tickets worth Rs. 200 every month on BookMyShow
- 1% fuel surcharge waiver* across all fuel stations
- Total Protect feature that covers you for an amount equal to the credit limit of your card
IndusInd Bank Pinnacle World Credit Card
Expert Review (4.8/5)
☆☆☆☆☆ 4.8/5
- Rewards
- Travel
Benefits
- 5 points for every 100 spent for e-comm transactions and 1.5 points for E-commerce travel and airline transactions
- 4 Complimentary golf lessons once a month at prestigious clubs
- Buy one get one free on movie tickets
- Insurance cover up to 48 hours for theft of cards
- Air Accident cover of up to Rs. 25 Lakhs
- 24×7 concierge service offers like flight booking, hotel reservation, flowers and gifts
IndusInd Bank Avois Visa Infinite Credit Card
Expert Review (4.3/5)
☆☆☆☆☆ 4.3/5
- Rewards
- Travel
Benefits
- 5X Avios on every INR 200 spent and enjoy discounted forex mark-up of 1.5%
- Two complimentary meet-and-greet services
- Earn milestone benefits of up to 50,000 bonus Avios in a year
- Redeem your Avios for flight tickets, hotel stays, and car rentals
- 25% on retail rates on Airport Fast Track immigration (Visa)
Indusind Bank, established in 1994, has emerged as a leading financial institution in India, offering diverse financial products and services. Among these, their credit cards have gained significant popularity, catering to various customer segments and lifestyles. This comprehensive guide delves into the world of IndusInd credit cards, providing valuable information to aid your decision-making.
Benefits of IndusInd Credit Card
Beyond card types, Indusind credit cards come packed with enticing benefits:
- Reward Programs: Earn cashback, points, miles, or air miles depending on your chosen card, redeemable for various rewards.
- Travel Benefits: Enjoy airport lounge access, travel insurance, and partner airline offers with travel-focused cards.
- Lifestyle Privileges: Get discounts and exclusive offers on dining, entertainment, and shopping with partner merchants.
- Fuel Surcharge Waivers: Save on fuel expenses with specific cards offering waivers on fuel surcharges.
- Emergency Assistance: Access emergency cash advances, card replacement services, and lost card reporting assistance.
Types of IndusInd Credit Card
Indusind boasts a diverse range of credit cards covering diverse spending habits and aspirations. Here’s a glimpse into their key offerings:
- Lifestyle Cards: Indulge in premium experiences with cards like Legend, Club Vistara, and Platinum Travel, offering rewards on dining, travel, and entertainment.
- Rewards Cards: Maximize your purchases with cashback or points-based cards like NexWave, Pulse, and Easy Miles, ideal for everyday spending.
- Co-Branded Cards: Enjoy exclusive benefits through partnerships with airlines, hotels, and retail brands like Jet Airways IndusInd Premier, Yatra IndusInd Signature, and Flipkart IndusInd Credit Card.
- Fuel Credit Cards: Drive on savings with cards like IndusInd Zomato Petro Card and IndusInd Amex Axis Cards, offering fuel surcharge waivers and cashback on fuel purchases.
IndusInd Credit Card Interest Rates and Charges
| Card Type | Annual Fee (₹) | Interest Rate (% per month) | Cash Advance Fee (%) | Late Payment Fee (₹) |
|---|---|---|---|---|
| Lifestyle Cards | Varies (3,999 – 12,500) | 3.83 – 4.00 | 2.99 – 3.50 | 500 – 1,000 |
| Rewards Cards | Varies (0 – 3,999) | 3.83 – 4.00 | 2.99 – 3.50 | 500 – 1,000 |
| Co-Branded Cards | Varies (0 – 5,000) | 3.83 – 4.00 | 2.99 – 3.50 | 500 – 1,000 |
| Fuel Cards | Varies (0 – 2,499) | 3.83 – 4.00 | 2.99 – 3.50 | 500 – 1,000 |
IndusInd bank Credit Card Eligibility
| Card Type | Minimum Age | Minimum Income | Minimum Credit Score |
|---|---|---|---|
| Lifestyle Cards | 18 years | ₹25,000/month | 750+ |
| Rewards Cards | 21 years | ₹20,000/month | 650+ |
| Co-Branded Cards | 18/21 years (varies) | Varies based on partner | 700+ |
| Fuel Cards | 18 years | ₹20,000/month | 700+ |
Documents Required to Apply for IndusInd bank Credit Card
| Card Type | Mandatory Documents | Optional Documents |
|---|---|---|
| All Cards | – Photo ID (Passport, Aadhaar Card, PAN Card) – Address Proof (Utility Bills, Bank Statements) – Income Proof (Salary Slips, Income Tax Returns) | – Employer details (For salaried individuals) – Business Proof (For self-employed individuals) |
| Lifestyle Cards (Legend, Club Vistara, Platinum Travel) | – High income proof (typically above ₹10 lakhs annually) | – Investment proofs (Mutual funds, stocks) |
| Rewards Cards (NexWave, Pulse, Easy Miles) | – Consistent income flow | – Past credit card statements (if any) |
| Co-Branded Cards | – May require additional documents specific to the partner (e.g., Jet Airways membership details) | – None |
| Fuel Cards (IndusInd Zomato Petro Card, IndusInd Amex Axis Cards) | – Regular fuel consumption history (optional) | – None |
How to apply for IndusInd bank credit cards at Fincover?
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Log onto "Fincover.com"
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Select the “Loans & Deposits” tab and click on “Banking Products” to choose “Credit Cards”
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Enter the required information
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Upon providing the information, you can see credit card options from multiple banks
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Compare, analyse and apply for the best card that suits your requirements.
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Submit the necessary documents, and the application will be forwarded to the bank concerned. A representative from the bank will call you soon for documentation.
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