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ICICI Bank RubyX Credit Card
Elevate your lifestyle with the ICICI Bank RubyX Credit Card. Enjoy unique rewards, premium benefits, and exclusive privileges for this card. Apply now
ICICI Bank RubyX Credit Card
(4.6/5)
☆☆☆☆☆ 4.6/5
- Cashback
- Shopping
Fee
Joining Fee – Rs. 3000+GST
Annual Fee – Rs. 3000+GST
- Welcome Bonus – Win amazing welcome vouchers worth ₹ 5,000+ within 45 days of payment of joining fees
- Tata Cliq voucher of Rs. 2000
- EasemyTrip vouchers worth Rs. 2000
- Uber Voucher worth Rs. 250
- Tata Croma Vouchers worth Rs. 1000
- Golf rounds – 2 Complimentary rounds of golf per month (one round on spends of every ₹50,000 in previous month)
- Airport Lounge – 2 complimentary access per quarter to select airport lounges and railway lounges in India
- Reward Points: For every INR 100, get 2 reward points for domestic spends
- Reward Points: For every INR 100 on international transactions, get 4 reward points
- Security features – It comes with embedded microchip which provides additional security against counterfeiting and duplication of cards
- 24×7 premium concierge service
- Air accident insurance of ₹ 1 crore and lost card liability of Rs. 50000
Discounts:
INOX – 25% discount upto Rs.150 on purchase of minimum 2 movie tickets
- Joining Fees – Rs. 3000 + Tax
- Annual Fees – Rs. 3000 + tax
- Second year onwards – Rs. 2000 + tax
- Interest charge – 3.40% p.m
- Overlimit charges – 2.50% of over-limit amount, subject to a minimum of Rs 500
- ATM Cash Advance charges – 2.50% of advanced amount, subject to a minimum of Rs 300
- Rewards redemption fee – Rs. 99
- Latepayment Charges: Below Rs. 100 – Nil
- Rs. 100 to Rs. 500 – Rs. 100
- Rs. 501 to Rs. 10000 – Rs. 500
- Above Rs. 10000 – Rs. 750
- Card Replacement Fee – Rs. 100
- Duplicate Statement – Rs. 100
To apply for the Flipkart Axis Bank Card, you will typically need the following documents:
- Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID.
- Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement.
- Income Proof: Salary slips, IT returns, or Form 16.
- Credit score of 750+
- Min 18 years of age
- Salaried or self-employed
- Credit score above 750
Click on the apply button,
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Complete the online application and attach necessary documents required
- Once, we receive the application, you will be provided an acknowledgement number
FAQs
You must block it immediately through iMobile Pay app or by calling their Customer Care.
Credit free period of 48 days depends on when your statement is billed
a. Win amazing welcome vouchers worth ₹ 5,000
b. 2 complimentary rounds of golf every month at a golf course of your choice
c. Discounts for movie booking on INox and BookMyShow
b. 2 complimentary rounds of golf every month at a golf course of your choice
c. Discounts for movie booking on INox and BookMyShow
You will automatically receive the renewed card 10 days before the expiry of your current card. If you have not received the card, you may place a request for non-receipt of renewed credit card.
Yes, you can use Rubyx Credit Card to withdraw cash and however, 2.50% of advanced amount, subject to a minimum of Rs 300 will be charged in the bill
RubyX Credit Cardholders enjoy complimentary access to airport lounges worldwide. Simply present your RubyX Credit Card at the lounge entrance to avail of this privilege.
The reward points will be valid three years from the date of credit
