InCred Finance Personal Loan Eligibility Calculator

1. Is it still possible to get a loan for someone with a credit rating below 700?

Yes, InCred does consider application below 700. However, it is entirely at the discretion of the InCred Loan

2. Does it contain benefits for salaried applicants only?

This is good news for salaried professionals who are likely to get quick approval for their loan application and they are also entitled to higher loan amount

3. Am I eligible for personal loan if I am currently on probation in my company?

It depends on the category of the company. Generally, for Personal Loan, they require employees who have served atleast one year of service in the current company

4. Is there a special provision for loan with self-employed persons especially professionals?

Still yes, InCred does have customized products for those broad categories of people out there who are self-employed. The disbursal is entirely at the discretion of the management

5. How soon can one apply for another loan for instance in case the first loan was declined?

After three months, there is an option to reapply, provided you make efforts in some aspects that maybe violated your eligibility.