Personal Loan for Chartered Accountants(CA) Upto 40 Lakh
Get personal loans up to ₹40 Lakh at an attractive interest rate of 9.85% exclusively for Chartered Accountants (CA) flexible tenure, minimal documentation, and quick approval to meet your financial needs. Apply now!
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Benefits of Personal Loans for Chartered Accountants
- Loan Amount: Typically ranges from ₹50,000 to ₹40 lakh, depending on the bank and the applicant’s creditworthiness.
- Interest Rates: Vary from 9.85% to 18%, with certain banks offering lower rates due to the low-risk profile of CAs.
- Loan Tenure: Ranges from 12 to 84 months (1 to 7 years).
- Processing Fees: Typically range from 1% to 2% of the loan amount.
- Prepayment Charges: Usually between 2% to 5% on the outstanding loan amount, if applicable.
Comparison of Interest Rates for CA
When considering a personal loan, one of the most critical factors for Chartered Accountants (CAs) is the interest rate. The interest rate directly impacts the total cost of the loan and the monthly EMI payments. Here’s a comparison of interest rates for personal loans offered by various banks and financial institutions specifically tailored for Chartered Accountants.
Banks
| Institution | Interest rates | Loan amount |
| DBS bank | From 10.99% | Upto 15 Lakhs |
| HDFC | From 10.5% | Upto 40 Lakhs |
| Axis Bank | From 10.49%` | Upto 40 Lakhs |
| ICICI bank | 10.75%-19% | Upto 40 Lakhs |
| Bank of Baroda | 10.75% – 18.5% | Upto 5 Lakhs |
| SBI | From 11% | Upto 30 Lakhs |
| IndusInd | From 10.49% | Upto 50 Lakhs |
| Yes Bank | From 10.99% | Upto 40 Lakhs |
| Standard Chartered | From 11.5% | Upto 50 lakhs |
| IDFC | From 10.49% | Upto 50 Lakhs |
| Kotak Mahindra | From 10.99% | Upto 40 Lakhs |
| PNB | From 11.40% | Upto 20 Lakhs |
| Bandhan bank | From 11.55% | Upto 25 Lakhs |
NBFCs
| Institution | Interest rates | Loan amount |
| Piramal Finance | From 12.99% | Upto 35 Lakhs |
| Shriram Finance | From 14% | Upto 35 Lakhs |
| Tata Capital | From 10.99% | Upto 35 Lakhs |
| InCred | From 18% | Upto 3 Lakhs |
| Finnable | From 16% | Upto 10 Lakhs |
| PaySense | From 16.8% | Upto 5 Lakhs |
| Poonawalla | From 9.99% | Upto 30 Lakhs |
| Fullerton | From 11.99% | Upto 25 Lakhs |
| LendingKart | From 12% | Upto 3 Lakhs |
| Axis Finance | From 13% | Upto 25 Lakhs |
| L&T Finance | From 12% | Upto 7 Lakhs |
| Mahindra Finance | From 10.99% | Upto 10 Lakhs |
| Aditya Birla | From 11.99% | Upto 50 Lakhs |
| Bajaj Finance | From 11% | Upto 50 Lakhs |
Eligibility for Chartered Accountants Personal Loans
Here’s a quick overview of the typical eligibility criteria for CAs:
| Criteria | Details |
| Age | 23 to 65 years |
| Professional Qualification | Must be a certified Chartered Accountant |
| Work Experience | Minimum of 1 year of practice or employment |
| Minimum Income | Varies by lender; typically around ₹3 lakh per annum and above |
| Credit Score | A good credit score, usually 750 or above, enhances eligibility |
Documents Required for Chartered Accountants Personal Loans
| Document Type | Required Documents |
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID |
| Address Proof | Utility Bills, Rental Agreement, Passport, Aadhaar Card |
| Professional Proof | Membership Certificate from ICAI |
| Income Proof | Latest salary slips (if employed), last 3 years’ ITR, bank statements |
| Photograph | Recent passport-sized photograph |
| Loan Application Form | Duly filled and signed loan application form |
How to Apply for Personal Loan for Chartered Accountants at Fincover?
- Visit https://www.fincover.com/banking/loan/personal/ and Click Apply now button
- Enter all the required information as requested and Submit your personal loan application
- You will get a call back from our backend team for the process
- Check if your personal loan is approved with the reference number
- If approved and verified, the loan will disbursed in few days
Personal Loans by Bank
NBFCs
- Rs.50 lakh Personal Loan
- Rs.40 lakh Personal Loan
- Rs.30 lakh Personal Loan
- Rs.25 lakh Personal Loan
- Rs.20 lakh Personal Loan
- Rs.15 lakh Personal Loan
- Rs.10 lakh Personal Loan
- Rs.5 lakh Personal Loan
- Rs.4 lakh Personal Loan
- Rs.3 lakh Personal Loan
- Rs.2 lakh Personal Loan
- Rs.1 lakh Personal Loan
- Rs.50,000 Personal Loan
- Personal loan for salaried
- Personal loan for self-employed
- PL for IT Professionals
- Personal Loan for CA
- Personal Loan For Marriage
- Personal Loan For Women
- Personal Loan for Pensioners
- PL for Defence Personnel
- Personal Loan for Low Salary
- PL for Home Renovation
- PL for Medical Emergency
- Personal Loan for NRI
- Personal Loan for CA
