Fulfil your wishes with

DBS Bank Personal Loan, Interest rates from 10.99%

Apply DBS Personal loan

Get Instant

Approval

Direct Cash

Transfer

Lowest

Interest Rates

Minimal

Documentation

Check Eligibility in 5 mins

Attractive interest rate of 10.99% p.a
Eligibility: We can provide Personal Loans to both Salaried & Self-Employed individuals.
Minimum Income: Minimum net income of ₹25,001 is required.
No Company Listing Needed
No Address Proof Required
Age Range: Applicants age should be between 21 and 58
Loan Amount: We offer loans from ₹25,000 to ₹15 Lakhs
Credit Score: A mandatory minimum Bureau Score of 750 is required
Credit History: Bureau vintage of 1 year is necessary
Documentation: For Salaried applicants, income documents are not required for loans up to ₹7 Lakhs
Foreclosure and part payment options are available after 6 completed EMIs with applicable charges
Please ensure accurate office & residential addresses are captured during the loan application process
Note for New-to-Bank (NTB) Customers: NTB customers must open a Digi Account for loan disbursement and repayments.

DBS Personal Loan: Your One-Stop Solution for Quick and Easy Cash

Life often throws unexpected curveballs; you may not be necessarily financially equipped to deal with it at all times. DBS Personal loan helps you manage all your expenses effectively. They offer personal loan upto 15 Lakhs with no security in a completely paperless way at 10.99% interest rates

Features of Personal Loan with DBS

Instant Approvals: Get in-principle approval within few minutes by applying in our user-friendly online application.

Completely Paperless: No need to submit physical documents. Everything can be done online. You do not have to visit their branch; you can simply through their digital app or our platform

3 days free look period: You can cancel our personal loan with ease within the 2-day freelook period offered

Competitive Interest Rates: Rates starting at 10.99% p.a., subject to your creditworthiness.

Flexible Repayment Options: Choose a repayment tenure that suits your budget (12 to 60 months).

High Loan Amounts: Get a loan of up to ₹15 lakhs to cover your financial needs.

Manage Everything Digitally: Conveniently manage your loan application, track repayments, and make payments through the DBS digibank app.

Compare DBS Bank Personal Loan vs other Lenders

Banks

☆☆☆☆☆ 4.6/5

☆☆☆☆☆ 4.7/5

☆☆☆☆☆ 4.7/5

☆☆☆☆☆ 4.6/5

☆☆☆☆☆ 4.4/5

☆☆☆☆☆ 4.7/5

☆☆☆☆☆ 4.3/5

☆☆☆☆☆ 4.2/5

☆☆☆☆☆ 4.4/5

Personal Loan for every need

DBS offers personal loan that can practically address every need of yours

Wedding – Enjoy your dream day in a grand way with hassle-free wedding loan
Vacation – Stop dreaming about the vacation, prepare for one with their Vacation loan
Gadget – Shine like a star with your dream gadget, with Gadgets loan
Home Renovation – Do not postpone repairs in your home, get it done with Home renovation loan

Fees and Charges of Personal loan at DBS Bank

Interest charges	10.99%
Processing Fee	3% of the loan amount
Foreclosure charges	7-12 months – 4.5%, 13/24 months – 4.5%, 25-36 months – 2.5%, >36 months – 2.00%
Part-prepayment charges	7-12 months – 4.5%, 13/24 months – 4.5%, 25-36 months – 2.5%, >36 months – 2.00%
Loan Cancellation charges	Allowed within free look period of 3 days, no cancellation charges, however, processing fee + applicable taxes will be charges
Dishonour of Standing Instruction	Rs. 600 + GST
Penal charges	3% on the overdue amount
EMI Start date	6^th and 10^th of every month

DBS Personal Loan Eligibility

Salaried	Self-Employed
Must be an Indian citizen	Must be an Indian citizen
Monthly Salary of Rs. 25001 atleast	Minimum turnover of Rs. 15 Lakhs for professionals, and Rs. 40 Lakhs for non-professionals
21-58 years	21-58 years
For Salaried, loan upto 7 lakhs	For self-employed, loan upto 15 Lakhs
Credit Score of 750+	Credit Score of 750+
Should have stayed in current residence for 1 year	must have a minimum profit after tax of Rs. 2 Lakhs for proprietorship firm and Rs. 1 Lakh for non-professionals

Documents Required for DBS Personal Loan

Salaried	Self-Employed
Proof of Identity – Passport/Driving License/Voter ID/ PANCard	Last 6 months bank statement
Residence Proof – Passport/License Agreement	Proof of Residence of Ownership
Salary slips for 3 months	Proof of Business Continuity
2 Passport size photographs	Last 6 months bank statement

How to apply for a DBS Loan at Fincover?

dbs bank personal loan apply online,

Visit https://www.fincover.com/banking/loan/personal/ and select DBS
Enter all the required information as requested and Submit your personal loan application
Check if your personal loan is approved with the reference no provided
If approved and verified, the loan will disbursed in few days

DBS Bank Personal Loan Contact Number / Customer Care Number

For any inquiries or assistance with DBS Bank personal loans, you can contact the DBS Bank customer care team.

DBS Bank Customer Care Number:

Phone: 1860 267 1234 (within India)

This number can be used for queries related to personal loans, including application status, interest rates, eligibility, and documentation requirements.

1. What is the maximum loan amount I can get with a DBS Personal Loan?

You can get a loan of up to ₹15 lakhs.

2. What is the interest rate for a DBS Personal Loan?

Interest rates start at 10.99% p.a. However, the final rate will depend on your creditworthiness and other factors.

3. Can I prepay my DBS Personal Loan?

Yes, you can prepay your loan partially or fully. However, there might be prepayment charges applicable.

4. What documents do I need to apply for a DBS Personal Loan?

You only need a soft copy of your KYC documents for verification (Passport/Driving License/Voter ID/Aadhaar Card/PAN Card).

5. How long does it take to get a DBS Personal Loan?

You can get in-principle approval within minutes through the online application process. The actual disbursal time may vary depending on your application and verification.

Personal Loans by Bank

NBFCs

Useful Links

Personal loans by City

Personal loans by State

Personal loans by Amount

Personal loans by Types

Personal loans for Salary

DBS Bank Personal Loan, Interest rates from 10.99%

Get Instant

Direct Cash

Lowest

Minimal