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Rs.40 Lakh Personal Loan @10.50%* p.a from Top Banks & NBFCs

Need 40 lakhs loan urgently? Apply and Get a Personal loan of ₹40 Lakh at 10.50% p.a. with 7 years, exclusively for salaried employees.

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Personal Loan of Rs.40 Lakhs

Dreaming big? Achieve it all with our 40 lakh personal loan! Dive into a world of endless possibilities and make your money count. Our hassle-free process ensures quick approval and funds in your account. Seize the opportunity to make your dreams a reality today!

Features and Benefits of 40L Personal loan

Generous Loan Amount: Get Personal Loan of 40 lakhs to fulfill your bigger dreams. Whether it’s a grand event, home renovation or higher education, get it done without any worries

Quick Approval: The entire loan application process is completely streamlined eliminating the need of unnecessary approval and hastening the loan process

Flexible Repayment Options: Get flexible repayment options which ensures your monthly EMI commitments is in alignment with your budget

Competitive Interest Rates: Enjoy attractive interest rates that won’t break the bank, making repayment more manageable.

No Collateral Required: You do not need to pledge any of your personal assets as this loan is unsecured which is given based on your repaying ability

Bank Interest rates for Rs.40 Lakh Personal Loan

Banks
InstitutionInterest ratesLoan amount
DBS bankFrom 10.99%Upto 15 Lakhs
HDFCFrom 10.5%Upto 40 Lakhs
Axis BankFrom 10.49%`Upto 40 Lakhs
ICICI bank10.75%-19%Upto 40 Lakhs
Bank of Baroda10.75% – 18.5%Upto 5 Lakhs
SBIFrom 11%Upto 30 Lakhs
IndusIndFrom 10.49%Upto 50 Lakhs
Yes BankFrom 10.99%Upto 40 Lakhs
Standard CharteredFrom 11.5%Upto 50 lakhs
IDFCFrom 10.49%Upto 50 Lakhs
Kotak MahindraFrom 10.99%Upto 40 Lakhs
PNBFrom 11.40%Upto 20 Lakhs
Bandhan bankFrom 11.55%Upto 25 Lakhs

NBFCs Interest rates for 40 Lakh Personal Loan

NBFCs
InstitutionInterest ratesLoan amount
Piramal FinanceFrom 12.99%Upto 35 Lakhs
Shriram FinanceFrom 14%Upto 35 Lakhs
Tata CapitalFrom 10.99%Upto 35 Lakhs
InCredFrom 18%Upto 3 Lakhs
FinnableFrom 16%Upto 10 Lakhs
PaySenseFrom 16.8%Upto  5 Lakhs
PoonawallaFrom 9.99%Upto 30 Lakhs
FullertonFrom 11.99%Upto 25 Lakhs
LendingKartFrom 12%Upto 3 Lakhs
Axis FinanceFrom 13%Upto 25 Lakhs
L&T FinanceFrom 12%Upto 7 Lakhs
Mahindra FinanceFrom 10.99%Upto 10 Lakhs
Aditya BirlaFrom 11.99%Upto 50 Lakhs
Bajaj FinanceFrom 11%Upto 50 Lakhs

Rs.40 Lakh Personal Loan EMI for up to 7 Years

Loan Amount: Rs.40 Lakh

ROI: 10.5%

TenureEMI amount at Interest rate of 10.5%
1 yearRs. 3,52,594
2 yearsRs. 1,85,504
3 yearsRs. 1,30,010
4 yearsRs. 1,02,414
5 yearsRs. 85,976
6 yearsRs. 75,116
7 yearsRs. 67,443

Eligibility Criteria for Personal Loan of 40 Lakh

  • Age: 21 to 60 years
  • Employment: Salaried or self-employed with a stable source of income
  • Income level: Would vary from lender to lender
  • Credit Score: A healthy credit score increases your chances of approval. Typically must around 650+
  • Citizenship: Indian resident

Documents Required for Personal loan of Rs. 40 Lakhs

  • Identity proof (Aadhar card, passport, or driving license)
  • Address proof (utility bills or rental agreement)
  • Income proof (salary slips or income tax returns, Business Establishment Proof)
  • Passport-sized photographs
  • Bank statements for the last 3-6 months

Gateway to realize your dream

Get the catalyst to your aspiration with Personal loan of Rs. 40 Lakhs backed by transparent process, competitive rates, and deep commitment to your financial well-being

Apply 40 Lakh Personal Loan
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